Topics
About Coverage
Q. What kind of insurance does the Gerber Life Accident Protection Plan provide?
A. This individual policy, available to you and your spouse, provides cash benefits in the case of accidental death or disabling injury due to an accident—24 hours a day, anywhere in the world.
Q. How much coverage does the plan provide?
A. You can choose a $20,000, $35,000, $50,000, $75,000 or $100,000 policy.
Q. When does my coverage start?
A. Your coverage starts immediately when we receive your check or money order for your first premium within 30 days of your application.
About Premiums
Q. How much will the premiums be?
A. For $5.23 a month, you can have $50,000 worth of accidental death coverage. For $3.66 a month, you can get $35,000 worth of coverage, or for a $2.09 monthly premium, you get $20,000 protection. The rates quoted are our standard rates.
Q. Will my premiums increase as I get older?
A. No. Once you apply, your rate is guaranteed never to go up, no matter what your age or health.
Eligibility and Application Questions
Q. Who can purchase the Accident Protection Plan?
A. This policy is available to anyone age 19 to 69. No medical exam is required. Acceptance is guaranteed.
About Purchasing Insurance
Q. How can I help reduce the risk of my getting into an automobile accident?
A. You can help reduce the risk of your getting into an automobile accident by becoming a safer driver. One tool that can help is the Virtual Risk Manager Arrive Alive driving safety game. Click here to play.
It costs nothing to apply and you have 30 days to review the plan before the first premium is due!
In the following states, CA, MD, NJ, our Accident Protection insurance plan is only available by phone at 1-800-704-2180. Gerber Life Accident Protection insurance plan is not available in MA, OK, PA and WA. Not available in Canada.
