Term Life Insurance Plan

With a Term Life insurance policy, you can enjoy greater peace of mind today knowing you’re helping to protect your loved ones tomorrow.

• Term Life insurance coverage from $25,000 to $150,000 for adults ages 18 to 70

  The Gerber Life Term Life Insurance Plan provides a
  reliable, affordable way to help you protect
  your family’s financial future. You choose the coverage and term that meets your needs—$25,000, $50,000, $75,000, $100,000, $125,000 or $150,000—for 10, 15, 20, or 30 years. You choose the plan that works for you and your budget.

• Attractive premium rates with no increases

  With Gerber Life you can get an affordable term life insurance policy and secure it at a fixed premium rate that is guaranteed not to increase for the term of the policy. Unlike other types of term coverage that raise rates each year, with the Gerber Life Term Life Insurance Plan, you are assured you will pay the same budget-friendly premiums for the initial 10, 15, 20, or 30 year term you own the policy. Premiums will never increase during the initial term. Premiums quoted are based on applicant’s tobacco use and assumed good health. Other premium rates are available.

• Guaranteed renewable

  After the 10, 15, 20, or 30 year duration of your term life insurance policy, you can choose to renew annually at the premium for your age at that time. Your option to renew is guaranteed—without a physical—at the end of your term.

• Easy application—no medical exam required to apply

  Gerber Life’s Term Life Insurance Plan is life insurance made easy. No medical exam is needed in most cases. The application process is simple—you can apply for term life insurance online using the form above to find your coverage options and rates. If you have questions during the application process, Gerber Life can help! Contact our knowledgeable, licensed Gerber Life representatives who will help you make the choices that are right for you and your family. Coverage may depend on the answers given in the application. A medical exam may be needed for cause and may be required for applicants 51 years of age or older who choose $100,000 or more in coverage.

The Gerber Life Term Life Plan is not available in Canada. For Gerber Life 10-Year Term Life Insurance in Canada, click here.

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