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Accident Protection Insurance

Overview

Questions?

Reviews

Answers to frequently asked questions

About Coverage

Q. What kind of insurance does the Gerber Life Accident Protection Plan provide?: A.
This individual policy, available to you and your spouse, provides cash benefits in the case of accidental death or covered disabling injury due to an accident—24 hours a day, anywhere in the world.
Q. How much coverage does the plan provide?: A.
You can choose a $20,000, $35,000, $50,000, $75,000 or $100,000 policy.
Q. When does my coverage start?: A.
Your coverage starts immediately when we receive payment for your first premium within 30 days of receipt of your application.
Q. How can I pay my accident protection insurance premiums?: A.
You can pay by credit or debit card, check or money order. Premium payments can be automatically withdrawn from a bank account designated.
Q. How much will the premiums be?: A.
For $5.23 a month, you can have $50,000 worth of accidental death coverage. For $3.66 a month, you can get $35,000 worth of coverage, or for a $2.09 monthly premium, you get $20,000 protection. The premiums quoted are our standard rates.
Q. Will my premiums increase as I get older?: A.
No. Once you apply for accident protection insurance, your premium is guaranteed never to go up, no matter what your age or health.
Q. Who can purchase the Accident Protection Plan?: A.
This policy is available to anyone ages 19 to 69. No medical exam is required and there are no health questions to answer. Acceptance is guaranteed.