Child life insurance...an advantage for life.
The GROW-UP Plan® is a whole life insurance policy designed for healthy children ages 14 days through 12 years. As a parent or grandparent, you can ensure the little ones who mean so much to you will enjoy practical insurance benefits that can be a big help to them later in life, including:
Child insurance size premiums
with adult size coverage
Start your child out now with a $5,000, $10,000, $15,000, $20,000, $25,000, $30,000 or $35,000* whole life policy and lock in the lowest possible premium. The cost will never increase.
Coverage automatically doubles at age 21
On the policy anniversary after your child becomes 21 years old, the face amount of his or her GROW-UP policy automatically doubles to $10,000, $20,000, $30,000, $40,000, $50,000, $60,000 or $70,000*. And, because your rates are locked-in from the start, your child pays the same low childhood rates for twice the coverage!
Builds cash value
The plan accumulates cash value and will continue to do so as long as premiums are paid. After 20 years, the cash value is equal to or greater than 100% of premiums paid.
Availability of additional insurance guaranteed
![]() | Your child will have the option to purchase an additional amount of coverage on the policy anniversary after age 21 (when the face value of the policy automatically doubles without any increase in the premium) and again on the policy anniversary at age 28. This additional insurance can be purchased at our standard rate for a 21 or 28 year oldregardless of health, job or military statusor anything else. |
*$20,000, $25,000, $30,000 and $35,000 coverage amounts are not available in Canada or Puerto Rico. GROW-UP is not available in Northwest Territories, Nunavut and Yukon. $30,000 and $35,000 coverage amount not available in New York.




