Whole Life Insurance Plan
A Whole Life insurance policy is a lasting gift of protection.
While no one can predict the future, it’s clear
that without you—and without the financial
contribution you make—your family’s future
could be at risk. Fortunately, there is something
you can do today to help protect that future.
The Whole Life Insurance Plan from Gerber Life
offers a variety of advantages that can add to your
peace of mind.
Whole Life insurance coverage that lasts a lifetime
This whole life insurance policy is available to individuals ages 18 to 65, and offers you coverage amounts of $25,000, $50,000, $75,000, $100,000, $125,000 and $150,000. And because it’s permanent whole life insurance, you can keep the policy your entire lifetime at an affordable premium rate that will never increase. But that’s not all. This policy also builds guaranteed “cash value” you can depend on should you or your loved ones need a source of immediate cash, as long as premiums are paid. It’s a very reassuring feature not always offered with other types of life insurance!
Budget-minded premiums that never increase
You can find the monthly premium that is most affordable for you, and you can count on these rates to never increase—guaranteed! Rest assured knowing you’ll never pay more for this whole life insurance policy than you will today. Life insurance rates increase with age, so the sooner you apply, the lower the rate you lock in for life. Whole life insurance premiums quoted are based on applicant’s tobacco use and assumed good health. Other rates are available.
Applying is easy
No medical exam is needed to apply for our whole life insurance policy if you’re from age 18 to 50 and in average good health. If you’re 51 or older and are applying for $100,000 or more of insurance, or if for any other reason an exam is required, we will pay to have a specially trained person meet with you. Coverage and approval is dependent on answers to health questions.
Optional Waiver of Premium Rider 1
As an option, you can purchase a Waiver of Premium Rider. It’s an extra safeguard for you. If you should become totally disabled before age 60, and that disability continues for at least 6 months, you stop paying premiums on your whole life insurance policy. The rider will pay your policy premiums and Gerber Life will continue your life insurance coverage. Your family will continue to have the full protection of your policy… and the cash value will keep on building, just as before. You will even keep the privilege of borrowing against that cash value to help with your finances. At age 60, you would start paying premiums again.
This policy is not available in Canada.
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Call 800-791-4102for more information about
Whole Life Insurance
M-F 8am-9pm, Sat 9am-5pm ET