Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. Accumulate Cash Value with the Gerber Life Grow-Up® Plan

    Happy family sitting togethercash value infographicWhen you purchase the Gerber Life Grow-Up® Plan¹ for your child or grandchild, you’re not only helping to protect your child but also helping to build a nest egg for the future.

    You already may know that the benefits of the Grow-Up® Plan include child-size premiums, coverage that doubles automatically during age 18 and the guarantee that your child can continue to have whole life insurance coverage as an adult, no matter his or her health, hobby or occupation.

    In addition to these great features, the policy also accumulates cash value, as long as premiums are paid. In case you aren’t familiar with what cash value is and how it can be beneficial for you and your child, we’ve answered some frequently asked questions:

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  2. “Why I Love Gerber Life” (Feature Video)

    customer testimonial responseWhen we wanted to know more about why our customers like Gerber Life and our insurance, we decided to ask them. When we heard the responses, we couldn’t have been happier. That’s not only because they have positive things to say, but it’s also because their feedback so well describes both who we are as a company and who we continually strive to be – the name that parents trust to help protect their families.

    Watch this “Why I Love Gerber Life” video, featuring real life insurance testimonials, and then see below for some of the many comments that make us smile:

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  3. Is It Too Early/Late to Buy Life Insurance?

    Senior Couple At BeachAs you may know, the best time to purchase life insurance is when you are young, in good health and have dependents. At this stage of your life, you’ll often be able to lock-in low premiums for the duration of your policy.

    For various reasons however, a fair number of people won’t purchase life insurance in this “sweet spot.” Even if individuals don’t buy life insurance in this ideal window, many will still seek to obtain policies later in life. Due to this, you might wonder if it is too late (or too early) to get life insurance whenever it is that you begin to consider buying it.

    Find out the answer to this common question below:

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  4. “Why I Love Gerber Life” (A Video Sneak Preview)

    customer-testimonialAt Gerber Life, we strive to be the name that parents trust to help protect their families. We’re therefore always looking for feedback about how we’re doing from customers who own our life insurance policies. So what better way to receive a response from individuals and families than to ask them directly?

    The following life insurance testimonials video provides insights about how our customers view Gerber Life and our different kinds of insurance. Enjoy watching this sneak preview of “Why I Love Gerber Life” and then check back on Tuesday, June 9th for the full-length video!

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  5. What Can Lead to Higher Premiums When I Purchase Life Insurance?

    No Smoking SignLike snowflakes, no two premiums are exactly alike.

    Your life insurance premium won’t be the same as your sister’s premium, and both will be different from your mother’s premium. Since premiums are dependent on a number of factors associated with the insured, they will be different for just about everyone. Of course, most people want to avoid a high life insurance premium if possible, but many probably aren’t sure what is factored in to determine their monthly payment.

    If you are someone that has wondered about this, wonder no more. Here are some factors that may lead to a high life insurance premium:

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