Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. Lowering the Cost of a Life Insurance Policy

    Young family buying healthy groceriesIs life insurance too expensive? Some people who don’t have life insurance think so.

    However, according to a recent study conducted by Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions, and LIMRA, a worldwide association of insurance and financial service companies, that is actually a misconception.

    Although there are life insurance policies considered “affordable” for most people’s budgets in the United States, the study found that 80 percent of respondents misjudged the price, with millennials overestimating the cost by 213 percent and Gen Xers by 119 percent.

    Because September is Life Insurance Awareness month, we want to help clear up some of the misconceptions about life insurance as well as help you to save you money on your life insurance policy.

  2. 5 Reasons to Have Life Insurance (and Why It Can Cost More Not to Have It)

    life insurance reasons infographictop 5 reasons for having life insuranceAccording to the 2015 Insurance Barometer Study by Life Happens and the life insurance association LIMRA, more than 40 percent of Americans don’t have life insurance. That equates to more than 128 million people without coverage.

    Reasons that people give for not having life insurance vary, from “life insurance is too expensive” to “I still have time, I don’t need life insurance yet” to “I don’t know how to get coverage.” However, its purpose remains the same: Life insurance can provide loved ones with financial protection when they need it most, just like automobile insurance, health insurance and home insurance.

    If you don’t have life insurance, here are five reasons for life insurance that you may have not yet fully considered:

  3. How to Benefit from Accident Protection Insurance

    ambulanceAccidents happen every day. They can happen anytime, anywhere, and to anyone. Although it’s virtually impossible to predict when an accident will occur, you can take steps to make sure that your loved ones will be protected should an accident happen to you.

    For example, Gerber Life Accident Protection insurance¹ can financially protect your family in the event of a covered disabling injury or accidental death.

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  4. September is Life Insurance Awareness Month

    Life Insurance Awareness Month logoEvery September, the kids go back to school, the leaves on the trees begin to change, and the insurance industry gets together to educate Americans on the importance of life insurance…? Yes, that’s right – this September marks the 12th annual Life Insurance Awareness Month, an educational initiative spearheaded by nonprofit organization Life Happens to remind the public to include life insurance in their financial plans.

    Each year, hundreds of the nation’s leading insurance companies and industry groups join forces during Life Insurance Awareness Month to spread this message, and Gerber Life is proud to be among them.

  5. Facts About Gerber Life Accident Protection Insurance

    Father and son working on houseNo matter how healthy or safe you think you are, there’s no telling when an accident might occur. When accidents do happen, they often can lead to financial hardship for the people who were disabled, or for the loved ones left behind by a person who didn’t survive.

    That’s why accident protection insurance can be a big help.

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