Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. Which Everyday “Necessities” are More Expensive than Life Insurance?

    girl with grandparentsDid you know that the biggest misconception about life insurance is the price? Some people still believe that life insurance costs significantly more than it actually does.

    According to a recent study conducted by LIMRA, a worldwide association of insurance and financial service companies, and Life Happens, a non-profit organization based in Arlington, Va., 80 percent of consumers misjudge the cost for life insurance. The study also found that both Generation X and the Millennial generation overestimated the cost of life insurance by more than 110 percent.

    What’s the story?

    To protect your family through Gerber Life Insurance, for example, a $25,000 10-year term life insurance policy for a healthy 32-year-old costs $8.40 a month for a female and $9.00 a month for a male.

    To put that into perspective, here are some typical items that can cost more than a life insurance policy:

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  2. Buying Life Insurance: A Guide to Getting Started

    mature couple doing online researchBuying life insurance means facing a lot of choices. Your family’s financial future may ride on your decision. How to make the right decision for you, your budget and your family?

    You’ll have to calculate how much insurance you need; research insurance companies and the different kinds of insurance policies available; decide on an insurance company and insurance policy that best meet your needs, and then cross-check your research to be sure you’re getting the best value for your money without undermining your core needs.

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  3. Questions to Ask Before Buying Life Insurance for Your Family

    family talks with life insurance agentIf you’re in the process of purchasing a life insurance policy or are considering doing so, you likely have questions. In this post, we provide answers to important questions to ask before buying a life insurance policy. We recommend that you print this checklist and keep it handy, to help you remember the questions to ask your life insurance sales person.

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  4. Which Members of Your Family Might Need Life Insurance?

    mom carries her daughterIn addition to your own life insurance policy, you may want to explore policies for your family. To evaluate whether or not your family could benefit from having insurance policies for individual family members, it’s important to consider what would happen if something happened to a family member.

    How much life insurance you need depends on such things as how many dependents you have, their ages, the length of time that you want to protect them, and the amount of money that you can afford to pay.

  5. It’s Easy to Manage Your Life Insurance Policy Online

    Woman using laptopThese days, people can do almost any transaction from a computer or hand-held device, but did you know that you also can manage your life insurance policy online? It’s true!

    Gerber Life eService allows policyholders to update and manage their policy information online, in the comfort of their own home.

    Here’s how:

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