The Gerber Life Parenting Blog

Insurance for Families

Things to consider when choosing life insurance

With the many options available for family life insurance you may need someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to answering your questions about life insurance.

  1. Child Life Insurance: Three Reasons to Buy a Child Insurance Policy Today

    June 20, 2011

    No parent wants to think about their child needing life insurance. After all, life insurance is designed to cover funeral expenses when you die, and help your loved ones continue the same standard of living they had before your death.

    Some people claim that, because a child has no dependents to support, they don’t need life insurance. But that’s only half the story. Here are three important reasons to buy your child life insurance today.

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  2. Three Things to Look for in a Life Insurance Company

    June 4, 2011

    If you’re purchasing life insurance for the first time, selecting a life insurance company can be a confusing process. Here are three things to look for in a life insurance company.

    1. Life Insurance Policies Offered
      If a company doesn’t offer the type of life insurance coverage you’re looking for—whether that’s a whole life insurance plan or affordable term life insurance—you’ll want to look elsewhere. Search life insurance company websites or call a representative to find out if a company has a policy to fit your needs.
    2. Stability and Reputation of the Life Insurance Company
      A life insurance policy is a long-term investment. You want to be sure your money is safe, and that your life insurance company will cash in your policy under the agreed-upon terms. Check Better Business Bureau ratings and look for a company with a long-standing, solid reputation.
    3. Life Insurance Cost
      You shouldn’t shop for life insurance based on cost alone, but it can be an important deciding factor. Make sure the life insurance company you select offers fair rates for the amount of coverage you need.
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