The Gerber Life Parenting Blog

Insurance for Families

Things to consider when choosing life insurance

With the many options available for family life insurance you may need someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to answering your questions about life insurance.

  1. Navigating the Maze of Children’s Life Insurance

    October 7, 2015

    Halloween mazeDouble, double, toil and trouble! Clair the Good Witch’s spell backfired and she turned into a cat (the main ingredient, toad warts, must have leaped past the expiration date). To reverse the spell, Clair will need to drink the hot green potion bubbling in the cauldron.

    Help your child navigate through the cauldron from start to finish to cool the potion so that Clair can drink it to break the spell.

  2. Dispelling the Confusion About Grow-Up® Life Insurance – Part 2, Coverage

    October 5, 2015

    Meet Frankie – Gerber Life Halloween Storybook

    Second in a series of five blog posts

    Meet Frankie, aka “Frankenstein.” Frankie loves to smash things, which has earned him the dubious distinction of being banned from all of the porcelain and pottery shops in town.

    Can I increase my son’s life insurance coverage? Will it be difficult for him to buy coverage later in life?

  3. Dispelling the Confusion About Grow-Up® Life Insurance – Part 1, Premiums

    October 1, 2015

    Meet Clair – Gerber Life Halloween StorybookFirst in a series of five blog posts

    Meet “Clair the Good Witch,” short for clairvoyante. We recently heard the wind whisper that her pastimes include sweeping, casting spells, and pinning photos of homemade brews on Pinterest. Today, Clair flew in to lift the spell of confusion that’s been cast on some parents and grandparents about life insurance premiums.

  4. When Should I Consider Increasing My Insurance Coverage?

    September 24, 2015

    Family playing togetherAt some point in your life, you may decide that the coverage amount of your life insurance policy is no longer enough. Things have changed, and you need more coverage for greater peace of mind. That’s normal. People often need to increase their coverage.

    As part of our ongoing blog posting efforts in answering typical questions about life insurance, here are some ways for determining if you should increase life insurance coverage:

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  5. Should Seniors Consider Buying Life Insurance?

    September 21, 2015

    Grandfather father and boy taking a picturePeople generally have fewer financial obligations as they get older. A home mortgage might be paid off or nearly paid off; the expense of raising children and putting them through college may no longer be a factor.

    In addition, you may have a substantial amount in your retirement savings.

    So, is life insurance for seniors necessary? Maybe yes, maybe no, although life insurance at any age can be important. You might not need the same level of life insurance as when you were younger, but the risk of not having life insurance may still be greater than the cost of having it. A lot depends on how many loved ones are dependent on you and how much of a safety net you already have.

    Here are a few questions to consider when thinking about buying life insurance for seniors:

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