Don’t think you need life insurance? If you have a family or if you plan to start a family, you should consider the benefits of purchasing life insurance now. You’ll save money on your policy and you’ll gain immediate protection.
Life insurance premiums are lower when you are young and healthy, and the cost will never increase for as long as you own the policy – so purchasing now may actually be cheaper than waiting until later to do so. On the contrary, as you age, your health could change and prevent you from finding an affordable coverage option or even an insurance policy.
So ask yourself: Is waiting until later to buy life insurance coverage worth the risk?
Having a life insurance policy is a “must” for many families. Parents often have a plan for when a child gets sick and for when severe weather heads their way, but what if something happens to them – or to you? What would happen to your family? Who would pay the rent or the mortgage, or for your children’s education? Would your family have enough money to pay for your final expenses without being a burden?
Life insurance helps to cover such costs in case something unexpected happens to you. It helps you to protect loved ones who financially depend on you. September is Life Insurance Awareness month. Do you have enough coverage in place to adequately protect your family?
According to LIMRA, fifty percent of U.S. households say they need more life insurance.
A lifetime of protection: Certainly that’s the goal for folks deciding to buy whole life insurance. With this type of insurance, you are guaranteed coverage from the day you buy the policy until the end of your life, as long as the premiums are paid.
Three great reasons to get whole life insurance for your child.
Our kids grow up fast, don’t they? They morph from babies to toddlers in the blink of an eye. A few years more and they’re out the door before we can catch them!
Protecting our little ones is an instinctive urge. Not only do we want to provide a safe and loving environment for them, we want to safeguard them financially. One great way to jump-start your child’s financial security is with a Gerber Life Insurance Grow-Up® Plan1.
As a parent or grandparent, you know the importance of preparing for your family’s financial future. You know that it’s equally important to take steps to ensure that your family is financially protected, even if you were no longer around. You may know that you need life insurance, but with so many options to choose from, it can be challenging to decide which kind is right for you.