Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. Why Would I Choose the Grow-Up® Plan?

    Toddler Taking First StepsAdults buy life insurance to protect loved ones who depend on them for support. But what about young children and babies? No one depends on their support, so do they need life insurance?

    Getting life insurance for your children while they are still infants can be a smart idea and a forward-thinking decision. With the Gerber Life Grow-Up® Plan1, the coverage you buy now can help ensure that your youngster has the opportunity to stay protected years into the future. You can start Grow-Up® coverage for children as young as 14 days old, and you can lock in a low childhood premium rate that your child could keep for life.

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  2. Why Life Insurance? What Every Parent Should Know

    Mother, Daughter and SonWhen you become a parent, you want nothing more than to protect your children from harm. Unfortunately, you can’t anticipate every obstacle your children will encounter, including the possibility of your death. By having an appropriate life insurance policy, you can help ensure that your children have a financial safety net should something happen to you.

  3. Applying for Your Child’s Life Insurance Plan

    Dad Applying for Baby Life InsuranceHow to apply for the Gerber Life Grow-Up® Plan in three easy steps.

    The Gerber Life Grow-Up® Plan1 is whole life insurance for your child. You can buy coverage from $5,000 to $50,000 at budget-friendly rates based on your child’s age.

  4. Life Insurance for my Parents: What Does Gerber Life Offer?

    Daughter Taking Care of MomParents worry about their children. It’s a universal fact of life. In turn, children worry about their parents. Adult children often fret over their parents’ financial situation, especially in a shaky economy.

    One area of concern is life insurance protection. For example, when one parent passes away, will there be enough money for the surviving parent to live on? Whether your mom or dad passes away first, the surviving spouse may face financial challenges.

    Gerber Life offers three life insurance options that you may want to suggest to your parents, so that all of you can have peace of mind. Here are the highlights of each:

  5. How Does Age Affect the Cost of Life Insurance?

    Family on Front PorchLife insurance rates are determined by such factors as health, length of term and coverage amount. However, an applicant’s age has the biggest influence on the annual premium he or she will pay. Insurance rates go up as a person ages, making coverage more affordable for healthy individuals under age 50 than for older adults nearing or in retirement.