Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. LIMRA Statistics: New Trends in Life Insurance

    Couple Reviews Life Insurance Policy With AgentLike most industries, life insurance is constantly evolving. As things change and new demands arise, the field must adjust to meet those demands.

    According to a few recent studies conducted by LIMRA, an insurance and financial services trade association, there are some interesting life insurance statistics with regard to families.

    Discover three new trends about life insurance that might surprise (and affect) you:

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  2. Understanding the Fine Print: What to Keep an Eye Out for in Your Life Insurance Contract

    Life Insurance ApplicationLife insurance contracts are often long and full of fine print. This fine print is there not only to protect the life insurance company, but also the policyholder and the beneficiary. Depending on the type of life insurance policy, there may be many different clauses and pages of fine print to read. However, it’s extremely important to understand the clauses that might appear in your life insurance policy. That way, you and your beneficiaries can be prepared when the time comes to renew, or use, your life insurance policy.

    The following are the most common clauses that make up the “fine print” in a life insurance contract.

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  3. Do Children Need Life Insurance?

    Dad & Daughter Napping on CouchAs a parent, you may wonder why your children would need life insurance. After all, you might reason, they’re young and healthy. While that may be true, life insurance – like other types of insurance – is something that should be in place before you need it.

    Among the benefits of buying whole life insurance for a child, specifically the Gerber Life Grow-Up® Plan¹ are:

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  4. How Much Life Insurance Should You Have?

    Dad with FamilyJust as no two people are alike, life insurance has no one-size-fits-all formula for the amount of coverage one should have. The type of life insurance and amount of coverage you should choose are based on such factors as your income, number of dependents, any existing coverage that you may have, and future anticipated expenses that your family may incur, such as college tuition or home mortgage amount. It’s therefore important to carefully select a life insurance policy and coverage amount to help ensure that you have adequate coverage should something happen to you.




    Here are some considerations for choosing your coverage:

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  5. Do I Need Life Insurance? If so, How Much?

    cute baby asking a questionLife insurance provides security and greater peace of mind to you and your family, helping to ensure that your family is taken care of should the unexpected happen. Before you estimate how much life insurance you may need, you need to determine why you are interested in life insurance and whether or not life insurance is the right kind of protection for you and your loved ones.

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