Frequently, overspending and the holidays seem to go hand-in-hand. It can be easy to get caught up in the holiday spirit and lose track of how much you are spending. For people who are on a tight budget, the holiday season can cause a lot of stress when trying to stretch a dollar and give a gift to everyone on “the list.”
Being frugal during the holidays, however, does not have to mean finding cheap or low-quality gifts. The key is to look for opportunities and creative solutions, to get the most for your money without having to sacrifice good taste.
Here are some tips for finding holiday gifts on a budget:
If you’re like many people, you probably start off the New Year with the best of intentions and set resolutions for yourself. Perhaps you want to eat healthier foods or work out more often, or you want to get a handle on your household spending. If the latter describes you, you are not alone.
According to Statistic Brain Research Institute, 34 percent of Americans who made a resolution in 2015 had one that was money-related. In fact, spending less and saving more was ranked as the third most popular resolution of 2015.
A great way to take control of your expenses is to create a household budget. Developing a budget is easier than you might think. You don’t have to be a financial expert.
Here are three simple ways to track your spending and gain control of your household budget.
As the temperature drops, the air turns crisp and cool, and the world around you transitions from summer green to the vibrant hues of yellow, red and orange of fall, so does the list of seasonal activities that you and your family can enjoy.
Here are our Top Five favorite fall activities for kids, each at a cost that’s as cool as the weather:
If you went trick-or-treating as a child or do so today, you’ll likely remember the exterior decorations of a house that stands out above the rest. Hauntingly memorable Halloween décor puts it on the trick-or-treat map of all of the neighborhood kids, who, each year, can’t wait to see how the house will be decorated this year. In some towns, a benevolent resident with deep pockets may even go a giant step further, putting on a spectacular Halloween sound-and-light show at a frightful cost, attracting visitors from miles around.
If you’re thinking of turning your own house’s exterior into one that out-spooks the rest, but at a ghost-friendly cost, try these three fun and easy do-it-yourself haunted house recipes that mainly call for typical household ingredients:
Stay-at-home parenthood can be rewarding: You get to spend every day with your children without struggling to achieve an elusive home-life balance, and chances are that you’ll be front-row and center for every school function, dance recital and T-ball practice.
Although the life of a stay-at-home parent can certainly be gratifying, it also can lack the monetary reward of a traditional 9-to-5 job on which many families rely.
If you’re a stay-at-home parent, consider these four ways to earn money and contribute to household income without ever stepping outside of your front door: