Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Affordable Valentine’s Day Gifts to Match Your Partner’s Personality

    It’s not always easy to find the “perfect” Valentine’s Day gift year after year, especially when on a tight budget. Solution? Consider adding a personal touch and a little creativity, too. You can share your love without breaking the bank this Valentine’s Day through these affordable gifts, listed by personality type:

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  2. New Parents: Find Savings Fast With Digital Coupons

    Baby Eating Baby FoodClipping coupons from the Sunday newspaper was long a weekend ritual for many people wanting to save on everyday expenses. These days, between trying to get your baby to sleep and trying to function on little sleep yourself, there’s not much time left to read the newspaper, let alone clip coupons. Opportunities to save money quickly through digital coupons are plentiful. Before making purchases for baby, check out these and other online options that can help you stretch your dollar farther:

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  3. Does Eating Healthy Have to Cost More?

    Mother & Daughter with Healthy GroceriesPeople who try to eat healthfully may have noticed how much more healthy foods can cost in comparison to unhealthy foods, such as processed or fast foods. A study by the Harvard School of Public Health confirms that healthy eating does indeed cost more, to the tune of $1.50 per person per day.

    For families of any size, this can quickly add up. For a family of four, for instance, this cost can quickly swell to $183 per month, or more than $2,000 a year. Many families find that the cost of eating healthfully is a small price to pay for overall health and wellness, and for avoiding costly health conditions, such as diabetes, later on. When struggling to make ends meet each month, this can be a tough pill to swallow.

    Although eating healthfully will likely continue to cost more, families can save money by choosing inexpensive healthy foods. Here are a few ways to save money while eating healthfully:

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  4. Improve Your Outlook at Work: Select a Job with These Surefire Satisfaction Characteristics

    Whether you are new to the job market or want to change direction, it’s possible to find a career that is personally satisfying and financially gainful. Just because it’s called “work” doesn’t mean you can’t be content and happy with your chosen field. After all, work is not work when you enjoy it.

    PayScale conducted a survey to unveil the occupations with the best combination of meaning, salary, satisfaction and lack of stress.

    What do these jobs have in common? We found that the top 10 jobs with the greatest satisfaction share the following commonalities:

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  5. What to Do if You Receive a Gift You Can’t Use

    Holiday Gift ExchangeOpening presents during the holidays can sometimes be a little awkward. While you’re opening a gift, the giver – and other people who may be in the room – watch expectantly for your reaction. One furrowed brow or downturned lip is a dead giveaway that you don’t care for the gift. Oops! Don’t grimace. Social faux pas.

    Whether the gift pleases you or not, it’s always best to graciously accept the gift and politely thank the gift-giver, including with a hand-written thank-you note sent by snail mail.

    Generally, it’s never a good idea to give back a gift. People give gifts as an expression of love, caring, friendship or appreciation. Turning down a gift can be considered rude, insulting, inconsiderate and bad manners, and complete disregard for the meaning of giving.

    What to do if you receive a gift you can’t use or don’t like? Here’s a quick guide for gift-giving etiquette:

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