The Gerber Life Parenting Blog

Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box so that you can save money.

  1. How Much Does Life Insurance Cost?

    October 25, 2018

    Giving your family the security of life insurance protection is an important part of your financial planning. But how much does life insurance cost? Surprisingly, it can be quite affordable with options that fit every budget.

    Check out the image below to see how affordable life insurance actually is.

     

    Life insurance costs per month

  2. 5 Easy DIY Halloween Costumes and Decorations

    October 10, 2018

    Halloween is in HOW many days? Don’t worry, we have some last-minute costume and décor ideas that can make you look like a pro and that you can make with your child. If you’re putting things together in a hurry and on a budget, no problem. You could use materials from around the house to create a masterpiece.

    Here’s some costume inspiration for busy parents:

    1. The Mummy

    Use an old sheet or a roll of gauze bandages to give your child a “preserved” look. If using a white sheet, rip it into long strips. Wrap the strips or the gauze around your child in two sections – top and bottom – keeping the top separate from the bottom (you’ll thank us later for this tip). Dab smoky eye shadow around your child’s eyes and a little on the cheeks.

     

    DIY Halloween Costumes - child mummy costume

     

    2. The Superhero

    Start with leggings and a matching T shirt. You’ll also need some spare felt, safety pins or fabric glue, child-safe scissors and a solid-colored blanket or sheet. First, cut out a large letter –– from the felt, then attach it to the T shirt with safety pins or fabric glue. Cut other pieces of felt into strips and turn them into a belt, headband or eye mask. Add a solid-colored blanket or sheet and you’ve got a Superhero cape.

     

    Halloween Costumes - boy in DIY superhero costume

     

    3. The Emoji

    Got a yellow T shirt in a size that’s too big for your kiddo? Perfect! Next thing you’ll need is a printout of “emoji” facial expressions. Then, attach the selected emoji to the T shirt with glue or safety pins, or use a stick-on emoji. If you have several yellow T shirts, you could make more emoji T shirts and have the whole family go trick-or-treating as every mood.

     

    Halloween Decorations - cutting paper

     

    Don’t let your Halloween creativity stop with the costume. It’s also easy to give your house or apartment a face lift before the trick-or-treaters arrive. Here are some options:

     

    4. Wicked Welcome

    Turn your front door into a spooky or silly face that can catch the eyes of passersby. All you need is some white or colored paper, tape, child-safety scissors and imagination.

     

    Halloween front door decoration

     

    5. Eerie Entryway

    Transform your entryway into a critter cave. Begin by stretching cotton batting into long pieces, then positioning them in the entryway to create fake cobwebs. Sprinkle plastic or paper spiders throughout the cobwebs for a Halloween-style, spine-tingling effect. Finish the look by hanging cut-out paper bats from the ceiling.

     

    Halloween pumpkins on front porch

     

    A Word on Safety

    Halloween is a lot of fun for you and the children, but it’s important to play it safe.
    – Remember to keep your pathways cleared and well-lit for trick-or-treaters.
    – Make sure that your kids are visible when trick-or-treating at night by attaching reflective tape to their costumes.
    – Don’t forget to check the candy they bring home!

     

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  3. Family Vacations on a Budget

    July 31, 2017

    mother and son in backyardIsn’t it funny how the entire concept of summer vacation tends to change when you’re the one who has to plan – and pay – for it?

    School’s out, your kids want to do something fun, and so do you. If you believe the hype, it seems like the best opportunities cost too much money or involve travel—another luxury. Don’t worry, it’s easy to find tons of fantastic adventures that are affordable, and right in your own backyard.

    Here are five suggestions that can help you spend quality time with your kids this summer without breaking the bank.

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  4. Six Financial Must-Do’s After You Say “I Do”

    June 15, 2016

    Newlywed couple in carYou’ve tied the knot and committed to spending the rest of your life with another person, through sickness and in health. Now that the festivities have subsided, it’s time to start working on combining your life with your partner’s. There are a lot of things to consider, especially when combining finances.

    Here’s our six-step recommendation for newlyweds:

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    Categories: Saving Money
  5. Money Lessons that Grow with Your Child

    April 18, 2016

    teaching kids about moneyAs a parent, you want your child to grow up to become a financially savvy adult who knows how to be responsible with his or her money. Learning how to manage money is a critical life skill, and so it’s never too early to start teaching your child about finances.

    However, managing finances as an adult can be daunting, and introducing kids to financial management may seem even harder or more intimidating. Our Gerber Life “Age-by-Age Guide” is designed to help parents turn daily activities into opportunities for teaching kids about money. Ages shown are approximations, since each child develops and learns at different rates.

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    Categories: Saving Money