Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box so that you can save money.

  1. Household Hacks: How to Remove Stains Using Items You Already Own

    Mother & Daughter Look at Brothers Covered in DirtBuying new clothes might actually be an enjoyable process, if you didn’t already know what was on the horizon. As soon as your child wears those clothes, they may come back stained with grass or mustard or grease. The rate at which your child (and significant other) is able to stain clothing would be pretty impressive, if you could just figure out how to remove common stains from them.

    Of course, you want to get rid of stains so that those clothes can be worn again. However, stain-removal products can be expensive, and they don’t always work. If the added cost and extra work wasn’t bad enough, your child will be pretty disappointed if he or she can no longer wear a favorite shirt.

    Before getting to the actual removal process, you need to make sure the stain does not set. Immediately, treat the stain with water or another type of solvent, keep away from any source of heat, and gently work the solvent into the stain.

    Once you have prevented the stain from setting, there are a few inexpensive tricks you can then use. For ideas on how to remove common stains, try these tips:

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  2. Free Online Tools for Filing Your Taxes

    Family Filing TaxesFree Online Tools for Filing Your Taxes

    Taxes are inevitable and often unpredictable. For families living on a tight budget, paying a certified public accountant (CPA) to calculate, prepare and file taxes each year may not be feasible financially. Instead, consider using the many free resources provided by tax preparation companies and the IRS. From tax planning calculators that you can use year-round to user-friendly software that makes filing a cinch, there are plenty of online resources that can help ease your tax season.

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  3. Affordable Valentine’s Day Gifts to Match Your Partner’s Personality

    It’s not always easy to find the “perfect” Valentine’s Day gift year after year, especially when on a tight budget. Solution? Consider adding a personal touch and a little creativity, too. You can share your love without breaking the bank this Valentine’s Day through these affordable gifts, listed by personality type:

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  4. New Parents: Find Savings Fast With Digital Coupons

    Baby Eating Baby FoodClipping coupons from the Sunday newspaper was long a weekend ritual for many people wanting to save on everyday expenses. These days, between trying to get your baby to sleep and trying to function on little sleep yourself, there’s not much time left to read the newspaper, let alone clip coupons. Opportunities to save money quickly through digital coupons are plentiful. Before making purchases for baby, check out these and other online options that can help you stretch your dollar farther:

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  5. Does Eating Healthy Have to Cost More?

    Mother & Daughter with Healthy GroceriesPeople who try to eat healthfully may have noticed how much more healthy foods can cost in comparison to unhealthy foods, such as processed or fast foods. A study by the Harvard School of Public Health confirms that healthy eating does indeed cost more, to the tune of $1.50 per person per day.

    For families of any size, this can quickly add up. For a family of four, for instance, this cost can quickly swell to $183 per month, or more than $2,000 a year. Many families find that the cost of eating healthfully is a small price to pay for overall health and wellness, and for avoiding costly health conditions, such as diabetes, later on. When struggling to make ends meet each month, this can be a tough pill to swallow.

    Although eating healthfully will likely continue to cost more, families can save money by choosing inexpensive healthy foods. Here are a few ways to save money while eating healthfully:

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