The Gerber Life Parenting Blog

How the Gerber Life Grow-Up® Plan Can be a Silver Lining, Rain or Shine

April 24, 2015

sunshine graphicNo matter what the weather, the Gerber Life Grow-Up® Plan¹ can be your ally. Learn how Gerber Life Insurance works to protect you and your family, rain or shine:


Blue skies and sunshine: Guaranteed premium rates that never increase.
There are some days when the sky is clear, the sun is strong, and the horizon seems to stretch forever. With the Grow-Up® Plan, the policy stays in force, as long as premiums are paid – even after your child becomes owner of the policy at age 21, and after you child has a family of his or her own.

rainbow graphic


Rainbows: Double the coverage amount during age 18, at no extra cost.
When your child is age 18, the Grow-Up® Plan coverage amount doubles automatically, but with no increase in cost. For example, a $20,000 policy becomes a $40,000 policy, and a $40,000 policy becomes an $80,000 policy. Then, when your child becomes the policy owner at age 21, he or she can keep policy and pay the same child-size premium rate. Your child therefore can have the benefit of affordable whole life insurance to carry into future storms and sunny days for up to a lifetime.


rain cloud graphicRain and downpours: Policy cannot be cancelled, as long as premiums are paid.
“When it rains, it pours” – but does it always? When you’re covered by the Gerber Life Grow-Up® Plan, and no matter how heavy the rain may fall, your policy can never be cancelled and your premium rate can never be raised, as long as premiums are paid.


wind cloud graphic



Tornados: Cash value that you can access for emergencies.
When disasters or emergencies strike, you can turn in your Grow-Up® Plan for the cash value available, or you can borrow against the policy for the cash value available, as long as all premiums are paid.*



*Policy loan interest rate is 8%.

¹ Policy Form ICC12-GPP, Policy Form Series GPP-12

Kid playing with plane Pilot - follow your dreams

learn more

Save Today, Give Them a Head Start for Tomorrow

Provide your child with whole life insurance for just pennies a day with the Gerber Life Grow-Up® Plan.

Please note: Articles and other information included on this website are intended for the general interest of our readers, and are not intended to express the positions or views of Gerber Life or to provide or constitute, legal, financial, health or other advice. Gerber Life makes no claims, representations, or warranties as to the accuracy, completeness, or appropriateness of this general interest information for your particular circumstances. If you need legal, financial, health or other services, you should contact a duly licensed professional.