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No matter what the weather, the Gerber Life Grow-Up® Plan¹ can be your ally. Learn how Gerber Life Insurance works to protect you and your family, rain or shine:
Blue skies and sunshine: Guaranteed premium rates that never increase.
There are some days when the sky is clear, the sun is strong, and the horizon seems to stretch forever. With the Grow-Up® Plan, the policy stays in force, as long as premiums are paid – even after your child becomes owner of the policy at age 21, and after you child has a family of his or her own.
Rainbows: Double the coverage amount during age 18, at no extra cost.
When your child is age 18, the Grow-Up® Plan coverage amount doubles automatically, but with no increase in cost. For example, a $20,000 policy becomes a $40,000 policy, and a $40,000 policy becomes an $80,000 policy. Then, when your child becomes the policy owner at age 21, he or she can keep policy and pay the same child-size premium rate. Your child therefore can have the benefit of affordable whole life insurance to carry into future storms and sunny days for up to a lifetime.
Rain and downpours: Policy cannot be cancelled, as long as premiums are paid.
“When it rains, it pours” – but does it always? When you’re covered by the Gerber Life Grow-Up® Plan, and no matter how heavy the rain may fall, your policy can never be cancelled and your premium rate can never be raised, as long as premiums are paid.
Tornados: Cash value that you can access for emergencies.
When disasters or emergencies strike, you can turn in your Grow-Up® Plan for the cash value available, or you can borrow against the policy for the cash value available, as long as all premiums are paid.*
*Policy loan interest rate is 8%.
¹ Policy Form ICC12-GPP, Policy Form Series GPP-12
The Grow-Up® Plan
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