Dressing up for Halloween can make children feel larger than life, and sometimes indestructible or magical. Adults, however, know that kids are as vulnerable on Halloween as at any other time, and maybe more so, since children’s excitement about the holiday shifts their focus away from potential Halloween hazards. Every parent should be prepared and aware of basic Halloween safety tips to keep the holiday fun and incident free.
Taking some extra precautions to ensure a safe Halloween is one way that parents can preserve their peace of mind. Here are some safety tips for before the holiday and on Halloween night itself:
Whether your existing life insurance policy no longer meets your needs or you are planning to purchase a policy for the first time, you may be wondering, “How much does life insurance cost?” Insurance premiums are determined by a number of factors that either increase or decrease your overall risk to the insurer.
“Inflation.” The word may put a chill in the hearts of people everywhere, but what does inflation do to college costs?
Just as the general rate of inflation represents increases in the cost of living from year to year, the college inflation rate represents increases in the cost of tuition and fees from year to year. For parents and grandparents who are saving for their children’s or grandchildren’s college education, it’s essential to choose options that keep up with college inflation.
Talking to your kids about money can sometimes be difficult. Particularly if you grew up in a family where money talk was off limits. According to a 2012 study by T.Rowe Price, 77% of parents admit to not being honest when talking about money with their children and 15% admit to not telling the truth on a weekly basis.
Telling the truth to your children about money matters can help prevent multiple problems and misunderstandings in the future. Here are three simple tips to help make talking about money with your children much easier:
Parents who want to buy whole life insurance should know about the key features, whether buying whole life protection for themselves or for their children. But first, ask yourself these questions: