Perhaps you have life insurance through work. Whether or not you do, you – like many other people – may have questions, such as: What are the benefits of employer-provided life insurance? Should I purchase personal coverage in addition to employer-provided life insurance? How should I calculate how much life insurance I need?
The Gerber Life Parenting Blog
What parents want to know
With work, family and finances, modern parenting can sometimes feel like a juggling act. The Gerber Life parenting blog gives parents advice and tips to help you take on today-and plan for tomorrow. Our parenting blog offers articles on saving money, college planning, family insurance, parenting tips, living green, and health and safety. Although we may not be able to manage your retirement account, drive your all-star athlete to practice, or cook your family's favorite three-cheese lasagna, our parenting blog can provide you with ideas, advice and tips so that you can focus on what matters most: raising healthy, happy kids. We invite you to join the conversation and enjoy our parenting blog.
“Pre-paid” college usually takes the form of pre-paid 529 plans, which are tax-advantaged plans that enable families to lock-in the cost of college at the time that they purchase the plan. Considering that every year the cost of college rises about 2 percent to 3 percent, pre-paid college can be a worthwhile option to consider.
Disadvantages to traditional pre-paid college plans include a lack of flexibility in the way the money can be used.
Most 529 prepaid college plans are administered by individual states, and they differ somewhat from state-to-state. Although you can often transfer pre-paid tuition credits from state-to-state, fees do apply, and can add up. For this reason, the biggest saving is when your child attends college in the state where the plan was purchased and administered.Read More
Some children handle the prospect of going to the doctor better than others. For youngsters who don’t manage the experience well, their fear sometimes can make a visit to the doctor’s office very difficult.
To help children overcome a fear of doctors or checkups, here are some approaches that parents can use:Read More
You already may know that the benefits of the Grow-Up® Plan include child-size premiums, coverage that doubles automatically during age 18 and the guarantee that your child can continue to have whole life insurance coverage as an adult, no matter his or her health, hobby or occupation.
In addition to these great features, the policy also accumulates cash value, as long as premiums are paid. In case you aren’t familiar with what cash value is and how it can be beneficial for you and your child, we’ve answered some frequently asked questions:Read More
It can happen all of a sudden, perhaps like this: Last night you awoke with a start. Your child was crying in pain. During the day, nothing had seemed out of the ordinary. When you rushed to your crying child, you found him or her holding the lower leg area. What could this mean?
One possibility is that your child could have what is commonly referred to as “growing pains.” According to the Mayo Clinic, growing pains in children often occur during the evening and are characterized by discomfort in the lower extremities.
For parents who may have had a child experience this, it can undoubtedly be frightening. To help explain the issue, we’ve compiled the following information about what’s known so far concerning this strange phenomenon.Read More