Like snowflakes, no two premiums are exactly alike.
Your life insurance premium won’t be the same as your sister’s premium, and both will be different from your mother’s premium. Since premiums are dependent on a number of factors associated with the insured, they will be different for just about everyone. Of course, most people want to avoid a high life insurance premium if possible, but many probably aren’t sure what is factored in to determine their monthly payment.
If you are someone that has wondered about this, wonder no more. Here are some factors that may lead to a high life insurance premium:
For many, the term “gap year” is synonymous with travel. However, travel is only one of many things a student can do when taking a year off between high school and college. In this post, we’ll look at the advantages and drawbacks of taking a gap year between high school and college.
To stay fit, it’s important to commit to a routine, rain or shine. During hot and humid summer months, however, it becomes all too easy to stop working out. One strong reason not to: Experts say that inactivity for a period of four to six weeks may cause you to lose the key benefits of exercise.
Follow these tips to cool down and keep your fitness up during hot summer months:
Think back to when you were about to transition from elementary school to middle school. Maybe you felt anticipation, curiosity and excitement, or apprehension, anxiety and fear – perhaps all rolled into one. Maybe you couldn’t wait to have a locker for the first time but worried about remembering your locker combination, or maybe you looked forward to more challenging classes but wondered how you’d fit in with your new classmates. Eventually you adjusted to the changes.
Your child, too, may experience various emotions as he or she prepares to enter a new and bigger school. As a parent, you’ll want to help prepare your child before and during this transition, but you’ll also need to be prepared for some changes in your child.
When your son or daughter was born, it was undoubtedly one of the most memorable and exciting experiences of your life. As parents can attest, nothing compares to holding your newborn for the first time – a feeling that one can only fully relate to by experiencing it firsthand.
Similarly, becoming a new parent can be a stressful time as well. You’re learning to care for your child and to budget for all of the additional expenses that you previously did not have.
Fortunately, there are a number of ways to help young mothers and fathers adjust for the additional costs. Read on for our 30 favorite money-saving tips for new parents: