We occasionally use this blog to answer some of the frequently asked questions that we receive, because we want to provide you with simple and straightforward information about life insurance. One question that we often receive goes something like this: “Why do I need life insurance if I don’t have children?”
Here are a few scenarios where you might want to have life insurance even if you don’t have children:
As a parent, you protect your children in many different ways. Protecting them is so natural that it becomes second nature. Gerber Life wanted to capture and photograph the ways that parents like you protect their children each day, and so we made a video.
Getting waitlisted is not the end of the world. In fact, the National Association of College Admissions Counselors found that 39 percent of colleges put some students on a waitlist in 2009. Once college admissions committees know that they have the space to admit more students, they turn to their waitlist of college applicants and reevaluate whom they want to admit.
If your child has been waitlisted, there are several considerations to help you determine whether to wait or move on to Plan B:
Yes, you can get custom life insurance policies to meet a variety of preferences and needs.
Here are some examples:
Choose how much to pay for your life insurance monthly premium.
Whether you’re on a tight budget or want to pay for the highest possible coverage amount, you’ll be able to select the monthly premium rate that works best for you and your family. That rate will stay the same for as long as you own the policy and pay the premiums.
Your parents may have read aloud to you before bedtime, and your grandparents may have read aloud to your parents before their bedtime, but have you ever wondered about the benefits of all of that reading aloud before bedtime?
Is bedtime the best time for reading to your child? At what age should you start reading to a child? What is the most beneficial time to read to your child to facilitate word retention?