Family life insurance coverage is something that a lot of people don’t like to think about. Can you blame them? It’s probably not something you like to ponder yourself. But as unpleasant a thought as it is, there are some positive things that can come about from calmly facing the practical need for family life insurance coverage. One of those things is the decision to take action to ensure the long term health and well-being of yourself and your family. Avoiding risk caused by bad habits and lifestyle choices should be your chief concern.