1. How to Start Building Financial Security for Your Growing Family

    Mother paying for groceriesThe joys of becoming a parent and moving from “me” to “us” and “we” can be an incredible moment for many people. Along with the joys of new parenthood comes a growing sense of responsibilities, some of them obvious. Your newborn needs constant care – the need to be fed and bathed and looked after at all times. Other responsibilities can be less obvious, such as the importance of financial and estate planning.

    As your family grows, financial security becomes more of a priority as you aim to make sure that your loved ones have money to meet basic needs, no matter what happens to you.

    Here are three ways to start building family financial security:

  2. How to Develop a Household Budget for the New Year

    Man calculating expenses, creating budgetIf you’re like many people, you probably start off the New Year with the best of intentions and set resolutions for yourself. Perhaps you want to eat healthier foods or work out more often, or you want to get a handle on your household spending. If the latter describes you, you are not alone.

    According to Statistic Brain Research Institute, 34 percent of Americans who made a resolution in 2015 had one that was money-related. In fact, spending less and saving more was ranked as the third most popular resolution of 2015.

    A great way to take control of your expenses is to create a household budget. Developing a budget is easier than you might think. You don’t have to be a financial expert.

    Here are three simple ways to track your spending and gain control of your household budget.

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    Categories: Saving Money
  3. Equipping Your Teenager with the Needed Financial Tools for Adulthood

    Mom paying bills with teenage sonTeaching teenagers how to manage their finances when they become adults is one of the most important lessons that a parent can impart.

    Here are four basic lessons on money-management for teens that parents should plan to teach their teenagers early on:

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    Categories: Saving Money
  4. Retirement Savings Guidelines: How Much Should You Save and by When?

    Elderly couple working on financesRetirement can mean different things to different people, but one aspect remains constant: having some kind of retirement savings in order to pay your living expenses if you will no longer receive a paycheck or other income.

    Determining how much to save for retirement can be tricky and will vary from person to person. You can use the following steps as a guide to figure out how much to save at each stage of your life.

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    Categories: Saving Money
  5. Quick Ways to Cut Back Your Budget

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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    Categories: Saving Money