1. Quick Ways to Cut Back Your Budget

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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    Categories: Saving Money
  2. How to Save Money on Your Child’s Extracurricular Activities

    Mother with daughter and sonParents tend to want their children to be well-rounded both scholastically and with extracurricular activities, from sports to the arts to community service, in order for each child to grow as a person and best contribute to society.

    When a child begins participating in extracurricular activities, however, parents quickly realize something else: Activities can become expensive. Sports equipment, music lessons, art supplies, dance attire, and club or team costumes and trips don’t come cheap.

    If you’re concerned about your child’s extracurricular activities putting a dent in your budget, consider these tips:

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    Categories: Saving Money
  3. Low-cost Ways to Transform a Child’s Room into a Teenager’s Room

    Teenager’s bedroomIf your child has his or her own bedroom, he or she eventually will outgrow its décor and style and ask for a change. Perhaps your son now wants to give away the fire trucks proudly displayed all around his room, or perhaps your daughter — who was once mesmerized by astronomy — now wants to trade her glow-in-the-dark wall decals for a Taylor Swift poster.

    When that time comes, and with a little imagination and creativity, you’ll find some relatively easy and inexpensive ways to transform your child’s room into a room fit for a teen.

    Here are some teenage bedroom ideas that can make both you and your child happy:

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    Categories: Saving Money
  4. Back-to-School Items You Shouldn’t Need to Buy New

    School supplies in backpackAs your son or daughter prepares for a new school year, you review the list of items needed. List in hand, you and your child head to the store to buy the back-to-school supplies, aware that the cost can add up quickly.

    To avoid excessive expense, it’s important to decide which items to buy and which can be reused. Here are some back-to-school supplies that you shouldn’t need to buy each year:

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    Categories: Saving Money
  5. Homestay vs. Staying in a Hotel: A Less Expensive Way to Travel?

    Family eating breakfast in hotelWhen looking for a place to stay for you and your family while on vacation or overnight trips, you may want to consider homestay services, which provide an alternative to hotels, motels, inns and guest houses.

    Staying in a homestay will often be a less expensive way to travel than staying in a hotel, but that probably isn’t the only thing you should factor in when choosing an accommodation. Here are some pros and cons to consider when deciding between a homestay or hotel:

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    Categories: Saving Money