1. Equipping Your Teenager with the Needed Financial Tools for Adulthood

    Mom paying bills with teenage sonTeaching teenagers how to manage their finances when they become adults is one of the most important lessons that a parent can impart.

    Here are four basic lessons on money-management for teens that parents should plan to teach their teenagers early on:

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    Categories: Saving Money
  2. Retirement Savings Guidelines: How Much Should You Save and by When?

    Elderly couple working on financesRetirement can mean different things to different people, but one aspect remains constant: having some kind of retirement savings in order to pay your living expenses if you will no longer receive a paycheck or other income.

    Determining how much to save for retirement can be tricky and will vary from person to person. You can use the following steps as a guide to figure out how much to save at each stage of your life.

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    Categories: Saving Money
  3. Quick Ways to Cut Back Your Budget

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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    Categories: Saving Money
  4. How to Save Money on Your Child’s Extracurricular Activities

    Mother with daughter and sonParents tend to want their children to be well-rounded both scholastically and with extracurricular activities, from sports to the arts to community service, in order for each child to grow as a person and best contribute to society.

    When a child begins participating in extracurricular activities, however, parents quickly realize something else: Activities can become expensive. Sports equipment, music lessons, art supplies, dance attire, and club or team costumes and trips don’t come cheap.

    If you’re concerned about your child’s extracurricular activities putting a dent in your budget, consider these tips:

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    Categories: Saving Money
  5. Low-cost Ways to Transform a Child’s Room into a Teenager’s Room

    Teenager’s bedroomIf your child has his or her own bedroom, he or she eventually will outgrow its décor and style and ask for a change. Perhaps your son now wants to give away the fire trucks proudly displayed all around his room, or perhaps your daughter — who was once mesmerized by astronomy — now wants to trade her glow-in-the-dark wall decals for a Taylor Swift poster.

    When that time comes, and with a little imagination and creativity, you’ll find some relatively easy and inexpensive ways to transform your child’s room into a room fit for a teen.

    Here are some teenage bedroom ideas that can make both you and your child happy:

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    Categories: Saving Money