1. For Some Holiday Shoppers, It’s Layaway or Stay Away

    Mother & Son Shopping for Holiday PresentPerhaps more than at any other time of year, the winter holiday season sends consumers into a shopping frenzy. For 2014, the National Retail Federation projects that consumers will spend an estimated $616.9 billion, a 4.1 percent increase over last year.

    Some shoppers will plunk down cold hard cash. Others will swipe their credit card or debit card. What about shoppers who lack any of those means of payment? Well, they aren’t necessarily left out in the cold.

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    Categories: Saving Money
  2. Unique Gift-wrapping Ideas that Give Back to Your Wallet

    Gifts Wrapped in Recycled Wrapping PaperYou have all of your holiday gifts bought and sorted. Now it’s time to wrap. Will the prospect make you groan or grin? If you’re among the people who tend to panic over prettying up a pile of presents, take heart. You can turn a wrapping marathon into a fun project by making your own gift bags and tags.

    A make-it-yourself approach can also save you big bucks. The cost of holiday wrapping paper, ribbons and tags adds up fast, especially if you have lots of family members and friends on your gift list.

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    Categories: Saving Money
  3. Holiday Trivia: Test your knowledge of the history behind this season of magic and merriment!

    Holiday Cookies’Tis the season for joyful times in the company of family and friends during the winter holidays of Christmas, Chanukah and Kwanzaa. For young and old alike, the holidays are filled with anticipation and excitement. There may be parties aplenty and gifts galore, but the true meaning of the holidays lies in intangibles such as kindness, gratitude and peace.

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    Categories: Parenting Tips
     
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  4. Budget-Friendly Activities for Father’s Day

    Family Playing CardsTight budgets can keep the reins on family entertainment and activities, but you don’t have to shell out a lot of money to have fun with dad. Dads love just about anything that involves having their family around. Just use your imagination and keep in mind dad’s interests and energy level when deciding which Father’s Day activities to pursue.

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    Categories: Saving Money
  5. Happy Father’s Day: Let’s Hear It for Dad!

    Father carrying daughterIt’s time once again for dads to take their place in the spotlight. When Father’s Day arrives on June 15, we’ll have many ways to honor the man who gave us life and/or love.

    Americans have been setting aside time in June to celebrate dads since the early 20th Century. However, Father’s Day only became an official observance in 1972, when President Richard Nixon signed the law establishing it as a permanent national holiday. Mother’s Day had already been an official holiday for 58 years.

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    Categories: Parenting Tips