1. A Guide to Gerber Life Policies

    Guide to Gerber Life policies introAs parents, we want the most for our children. We work hard to put food on the table, keep a roof over our children’s heads and to give them everything they need in life. Our children are our whole world, so it can be difficult to think that there could be a day when we are unable to provide for them. Sometimes, however, the unthinkable does occur, and if it does, life insurance coverage can help to keep loved ones financially cared for.

    For many, life insurance can be a sensitive subject. To put it very simply, a life insurance policy can protect anyone who depends on your paycheck. There are, however, a wide range of policy types, each designed to meet a certain need and/or circumstance.

    No two families are identical, and as such, life insurance needs will often vary family to family. At Gerber Life, we provide life insurance for your whole family. Our range of policy types includes options that can fit your budget and that will protect all of your loved ones.

  2. Life Insurance Glossary: Defining the Two Basic Kinds

    Multi-Generational FamilyAs a parent or grandparent, you know the importance of preparing for your family’s financial future. You know that it’s equally important to take steps to ensure that your family is financially protected, even if you were no longer around. You may know that you need life insurance, but with so many options to choose from, it can be challenging to decide which kind is right for you.

  3. How Does Gerber Life Determine the Premium Rate for my Life Insurance Policy?

    Multi-Generational Family PortraitMany factors contribute to what kinds of life insurance a family purchases and how much is spent. Young families may peg life insurance protection as a budget must-have, to have some financial security should the primary breadwinner die prematurely. Families on a budget may want to pay their insurance premiums monthly, as the paycheck comes in. In the same vein, many factors contribute to how insurance companies establish insurance rates.

    How are premium rates determined for life insurance?

  4. The Pros and Cons of Term Life and Whole Life Insurance

    Mother Giving Children Piggyback RideAs a parent or grandparent, choosing the right kind of insurance for your family’s needs is an important part of preparing for the future. There’s a feeling of security in knowing that you have enough coverage to provide your beneficiaries with adequate benefits.

    Two common kinds of life insurance – term life and whole life – have advantages and disadvantages. Read on to gain insight into how each kind works.

  5. Why Life Insurance? What Every Parent Should Know

    Mother, Daughter and SonWhen you become a parent, you want nothing more than to protect your children from harm. Unfortunately, you can’t anticipate every obstacle your children will encounter, including the possibility of your death. By having an appropriate life insurance policy, you can help ensure that your children have a financial safety net should something happen to you.