At some point in your life, you may decide that the coverage amount of your life insurance policy is no longer enough. Things have changed, and you need more coverage for greater peace of mind. That’s normal. People often need to increase their coverage.
However, according to a recent study conducted by Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions, and LIMRA, a worldwide association of insurance and financial service companies, that is actually a misconception.
Although there are life insurance policies considered “affordable” for most people’s budgets in the United States, the study found that 80 percent of respondents misjudged the price, with millennials overestimating the cost by 213 percent and Gen Xers by 119 percent.
Because September is Life Insurance Awareness month, we want to help clear up some of the misconceptions about life insurance as well as help you to save you money on your life insurance policy.Read More
Accidents happen every day. They can happen anytime, anywhere, and to anyone. Although it’s virtually impossible to predict when an accident will occur, you can take steps to make sure that your loved ones will be protected should an accident happen to you.
No matter how healthy or safe you think you are, there’s no telling when an accident might occur. When accidents do happen, they often can lead to financial hardship for the people who were disabled, or for the loved ones left behind by a person who didn’t survive.
That’s why accident protection insurance can be a big help.Read More
Most likely, your child has big dreams – that’s part of growing up. Maybe your daughter or son wants to run a company, play a sport in college, or become a politician or astronaut. No matter what the dream or how it might keep changing down the road, you’d like to see your child realize his or her ambitious dreams.
What are some ways for you to assist, particularly for launching the process? It’s often important to create a road map for success that your child can follow. Consider these tips for how to help your son or daughter set and achieve goals:Read More