1. Video: Who is Gerber Life?

    Screenshot from video of the Gerber plantSince our launch in 1967 by the Gerber Products Company, “the baby food people,” Gerber Life Insurance has stayed true to the Gerber mission – helping parents to care for their children. Throughout the years, our company and our insurance policies have met the evolving needs of families all over the country.

    It all started with the Grow-Up® Plan1, an affordable whole life insurance policy designed to give kids a powerful head start in life, and has grown to include various coverage options for adults, as well as the Gerber Life College Plan2 – an endowment policy with an adult life insurance benefit that provides a safe and reliable solution for paying for college expenses.

    Our insurance evolves with the generations, but one thing remains constant: We continue to honor the legacy of Dan and Dorothy Gerber through our commitment to help parents care for their children, by providing the peace of mind of knowing that their children can have greater financial security no matter what life has in store.

  2. Do You Need Accident Protection Insurance?

    Ambulance lightsAccidents by their very nature are unexpected and unintentional. When incidents result in injury or worse, the costs associated can often exceed a family’s income. That’s why it’s so important to have some kind of protection in case the unexpected should occur. Accident protection insurance can provide a financial safety net against accidental death or a disabling injury, helping you and your loved ones to pay for out-of-pocket medical expenses, lost wages, and other costs.

    Do you need accident protection insurance? What’s the difference between accident protection insurance and life insurance? Here are some considerations:

    Comments are off for this post
  3. When Should I Consider Increasing My Insurance Coverage?

    Family playing togetherAt some point in your life, you may decide that the coverage amount of your life insurance policy is no longer enough. Things have changed, and you need more coverage for greater peace of mind. That’s normal. People often need to increase their coverage.

    As part of our ongoing blog posting efforts in answering typical questions about life insurance, here are some ways for determining if you should increase life insurance coverage:

    Comments are off for this post
  4. Lowering the Cost of a Life Insurance Policy

    Young family buying healthy groceriesIs life insurance too expensive? Some people who don’t have life insurance think so.

    However, according to a recent study conducted by Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions, and LIMRA, a worldwide association of insurance and financial service companies, that is actually a misconception.

    Although there are life insurance policies considered “affordable” for most people’s budgets in the United States, the study found that 80 percent of respondents misjudged the price, with millennials overestimating the cost by 213 percent and Gen Xers by 119 percent.

    Because September is Life Insurance Awareness month, we want to help clear up some of the misconceptions about life insurance as well as help you to save you money on your life insurance policy.

  5. How to Benefit from Accident Protection Insurance

    ambulanceAccidents happen every day. They can happen anytime, anywhere, and to anyone. Although it’s virtually impossible to predict when an accident will occur, you can take steps to make sure that your loved ones will be protected should an accident happen to you.

    For example, Gerber Life Accident Protection insurance¹ can financially protect your family in the event of a covered disabling injury or accidental death.

    Comments are off for this post