1. Why Stay-at-Home Parents Need Life Insurance

    Woman doing laundryDoes a stay-at-home parent need life insurance since he or she technically doesn’t contribute to the household income? The answer is yes.

    Why? Because, should the unthinkable happen to the stay-at-home parent, the other parent – the primary or sole breadwinner of your household – would have to continue working to support the family and also pay other expenses, such as childcare, to replace your at-home contributions to the family.

    The work contribution of a stay-at-home parent should never be discounted when determining life insurance coverage. It’s also not a question of “if” a stay-at-home parent should have as much, or more, or less, life insurance coverage as a working parent. Instead, determine the need for life insurance for a stay-at-home parent based on his or her contributions to your household.

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  2. What Expectant Parents Need to Know about Life Insurance

    pregnant woman and man readingAdults usually begin thinking about life insurance once they’re ready to raise a family or after their first child is born, since they want to provide security for their families.

    Here are four typical questions that expectant mothers and fathers frequently ask about life insurance while pregnant:

  3. Facts About Gerber Life Accident Protection Insurance

    Father and son working on houseNo matter how healthy or safe you think you are, there’s no telling when an accident might occur. When accidents do happen, they often can lead to financial hardship for the people who were disabled, or for the loved ones left behind by a person who didn’t survive.

    That’s why accident protection insurance can be a big help.

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  4. Which Members of Your Family Might Need Life Insurance?

    mom carries her daughterIn addition to your own life insurance policy, you may want to explore policies for your family. To evaluate whether or not your family could benefit from having insurance policies for individual family members, it’s important to consider what would happen if something happened to a family member.

    How much life insurance you need depends on such things as how many dependents you have, their ages, the length of time that you want to protect them, and the amount of money that you can afford to pay.

  5. The Gerber Life Seasons of Life: Life Insurance for Every Stage & Age

    spring flowersAs we age, our insurance needs change. Because of this, life insurance policies exist for every stage of life, from infancy to adulthood to elderly. What stage is your family in? To help you decide, here’s a look at what Gerber Life Insurance provides:

    For children: Insurance that grows up with your child

    Whole life insurance can help your family guard against life’s worst-case scenario and protect your child as an adult, for up to a lifetime. The Gerber Life Grow-Up® Plan¹ offers protection and peace of mind in a single affordable package, including child-size premium rates that never increase during the life of the policy.