1. Do Children Need Life Insurance?

    Dad & Daughter Napping on CouchAs a parent, you may wonder why your children would need life insurance. After all, you might reason, they’re young and healthy. While that may be true, life insurance – like other types of insurance – is something that should be in place before you need it.

    Among the benefits of buying whole life insurance for a child, specifically the Gerber Life Grow-Up® Plan¹ are:

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  2. How Much Life Insurance Should You Have?

    Dad with FamilyJust as no two people are alike, life insurance has no one-size-fits-all formula for the amount of coverage one should have. The type of life insurance and amount of coverage you should choose are based on such factors as your income, number of dependents, any existing coverage that you may have, and future anticipated expenses that your family may incur, such as college tuition or home mortgage amount. It’s therefore important to carefully select a life insurance policy and coverage amount to help ensure that you have adequate coverage should something happen to you.

     

     

     

    Here are some considerations for choosing your coverage:

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  3. Do I Need Life Insurance? If so, How Much?

    cute baby asking a questionLife insurance provides security and greater peace of mind to you and your family, helping to ensure that your family is taken care of should the unexpected happen. Before you estimate how much life insurance you may need, you need to determine why you are interested in life insurance and whether or not life insurance is the right kind of protection for you and your loved ones.

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  4. Who Buys Life Insurance in the U.S.? Why? And, When?

    young American family taking a photographMost households in the U.S. have some life insurance coverage but often do not carry as much coverage as they believe they need, according to research conducted by the Life Insurance Marketing and Research Association (LIMRA). The most common reason, LIMRA cited is that the policyholder hasn’t gotten around to shopping for more coverage.

  5. Insurance 101: Basic Insurance Terminology to Help You Shop for Insurance Protection

    basic insurance terminologyAs you experience changing events in life and take on greater responsibilities, you may need to manage different kinds of automobile, home, health or life insurance. To help you get started, we have put together this guide to basic insurance terminology:

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