1. How to Make Way for Life Insurance in Your Family Budget

    Dad calculating family budgetWhen creating a household budget, we all need to account for many kinds of expenses. According to the Economic Policy Institute (EPI), they include:

    • Housing
    • Food
    • Child care
    • Transportation
    • Health care
    • Taxes
    • Other necessities

    Another important item that should be on the list is life insurance. How to find the money to do so when creating a family budget?

  2. What Every Millennial Should Know About Life Insurance

    Group of Millennials taking a photoIf you are in your 20s or 30s, you may not spend much time thinking about life insurance, but – surprise – maybe you should. Read on to find out why now is the right time to investigate life insurance.

    As a rule of thumb, if you have loved ones who depend on you financially, or who could be affected financially in one way or another if you were no longer here, you should consider getting a life insurance policy, even a small one.

  3. How To Decide Which Term Life Policy Duration is Right for Your Family

    Close-up of familyTerm life insurance is a popular insurance option because of its affordability and flexible coverage periods or “terms.” Policies such as the Gerber Life Simplified Term Life Plan1 offer coverage periods of 10, 15, 20, and 30 years. In most cases, the shorter the duration of the term, the less costly the premium rate. The monthly premium, however, should not be the only consideration when selecting policy duration.

    How do you choose which term life policy duration best fits your needs? In the most basic sense, it depends on how long you want to have the coverage, but there can be many factors that influence a decision.

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  4. A Guide to Gerber Life Policies

    Guide to Gerber Life policies introAs parents, we want the most for our children. We work hard to put food on the table, keep a roof over our children’s heads and to give them everything they need in life. Our children are our whole world, so it can be difficult to think that there could be a day when we are unable to provide for them. Sometimes, however, the unthinkable does occur, and if it does, life insurance coverage can help to keep loved ones financially cared for.

    For many, life insurance can be a sensitive subject. To put it very simply, a life insurance policy can protect anyone who depends on your paycheck. There are, however, a wide range of policy types, each designed to meet a certain need and/or circumstance.

    No two families are identical, and as such, life insurance needs will often vary family to family. At Gerber Life, we provide life insurance for your whole family. Our range of policy types includes options that can fit your budget and that will protect all of your loved ones.

  5. What is the Difference between an Endowment, Whole Life and Term Life Insurance?

    family around tableProviding for your future and assuring your family’s financial protection are very important responsibilities in your role as parent, including making sure that you’re covered by life insurance and choosing the right insurance option for your family’s needs.

    That’s why it’s important to do your research and to understand the benefits that different kinds of life insurance policies can provide.

    This blog focuses on endowment, whole life and term life insurance policies, different types of life insurance policies that provide different benefits.