1. Everything You Need to Know about United States Savings Bonds

    Grandfather and grandson saving moneyApproximately 55 million people in the United States own a United States savings bond, according to the Bureau of the Fiscal Service of the Department of the Treasury. Savings bonds can be considered an investment in the future, and can be used toward any future expense such as school tuition, or a child’s first car or first home.

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    Categories: Saving Money
  2. How to Afford Holiday Gifts on a Budget

    Man holding giftsFrequently, overspending and the holidays seem to go hand-in-hand. It can be easy to get caught up in the holiday spirit and lose track of how much you are spending. For people who are on a tight budget, the holiday season can cause a lot of stress when trying to stretch a dollar and give a gift to everyone on “the list.”

    Being frugal during the holidays, however, does not have to mean finding cheap or low-quality gifts. The key is to look for opportunities and creative solutions, to get the most for your money without having to sacrifice good taste.

    Here are some tips for finding holiday gifts on a budget:

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    Categories: Saving Money
  3. How to Develop a Household Budget for the New Year

    Man calculating expenses, creating budgetIf you’re like many people, you probably start off the New Year with the best of intentions and set resolutions for yourself. Perhaps you want to eat healthier foods or work out more often, or you want to get a handle on your household spending. If the latter describes you, you are not alone.

    According to Statistic Brain Research Institute, 34 percent of Americans who made a resolution in 2015 had one that was money-related. In fact, spending less and saving more was ranked as the third most popular resolution of 2015.

    A great way to take control of your expenses is to create a household budget. Developing a budget is easier than you might think. You don’t have to be a financial expert.

    Here are three simple ways to track your spending and gain control of your household budget.

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    Categories: Saving Money
  4. Thanksgiving Recovery Tips

    Whether you’re recovering from your Thanksgiving Day celebration by entertaining, sleeping or shopping, here are some tips to help you have a smooth and healthy recovery:

    Thanksgiving recovery tips

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  5. DIY Family Photos Made Easy

    Here are some popular photo tips for preparing and capturing fun family moments and other special events this holiday season:

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