1. Do I Need Life Insurance? If so, How Much?

    cute baby asking a questionLife insurance provides security and greater peace of mind to you and your family, helping to ensure that your family is taken care of should the unexpected happen. Before you estimate how much life insurance you may need, you need to determine why you are interested in life insurance and whether or not life insurance is the right kind of protection for you and your loved ones.

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  2. Going Green for the Holidays

    pinecone used as holiday decorationThere’s never a better time to start teaching children about going green than during the holidays. You’ve probably already discussed with your kids some of the basic ways to be environmentally friendly, such as recycling glass and paper.

     

     

     

    Here are some more ways toward a greener holiday season for you and your family to try:

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    Categories: Saving Money
  3. Mastering Holiday Shopping on a Budget

    holiday shopping on a budget

     

    Holiday shopping can be exciting as well as a time to show your loved ones how special you think they are. Thankfully, holiday shopping doesn’t have to break the bank. With these quick tips, you can make sure that your bank account is smiling right alongside your friends and family this holiday season.

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    Categories: Saving Money
  4. Life After Debt: Tips for Helping You to Become Debt Free

    young woman cutting credit cardBorrowing money on various occasions is a normal part of life for many people in the United States. When unexpected situations arise, or during financially tight times, we often turn to our credit cards. Unfortunately, debt can quickly grow if we do not closely monitor the charges and do not pay our credit card bills in full and on time each month.

     

    The average household in the U.S. has a credit card debt of $15,480, according to the personal finance website NerdWallet. The average mortgage debt stands at $156,474, and student loans account for an additional $33,424. Many families face a debt so large that they think they’ll never be able to pay it back in full.

     

    Many ways are available to help people manage their finances and pay back debt. This might require making some hard decisions, but eventually those decisions can pay off – literally.

     

    Here are some tips to help address debt and move toward financial freedom:

     

  5. Creative Uses for Leftover Halloween Candy

    Halloween candy leftoversHalloween has passed, leaving behind a mound of lingering treats in the homes of many families. To help keep your children (and you) away from too much sugary indulgence, here are some helpful hints for making good use of leftover candy:

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