1. Life After Debt: Tips for Helping You to Become Debt Free

    young woman cutting credit cardBorrowing money on various occasions is a normal part of life for many people in the United States. When unexpected situations arise, or during financially tight times, we often turn to our credit cards. Unfortunately, debt can quickly grow if we do not closely monitor the charges and do not pay our credit card bills in full and on time each month.

     

    The average household in the U.S. has a credit card debt of $15,480, according to the personal finance website NerdWallet. The average mortgage debt stands at $156,474, and student loans account for an additional $33,424. Many families face a debt so large that they think they’ll never be able to pay it back in full.

     

    Many ways are available to help people manage their finances and pay back debt. This might require making some hard decisions, but eventually those decisions can pay off – literally.

     

    Here are some tips to help address debt and move toward financial freedom:

     

  2. Creative Uses for Leftover Halloween Candy

    Halloween candy leftoversHalloween has passed, leaving behind a mound of lingering treats in the homes of many families. To help keep your children (and you) away from too much sugary indulgence, here are some helpful hints for making good use of leftover candy:

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  3. Cost of Raising a Child in the U.S. in 2013 vs. 1960 (Infographic)

    The joys of raising a child are countless, but with children come responsibilities such as the need to provide clothing, food, health care and an education.

    Gerber Life Insurance Company has compiled and compared the cost of raising a child in the U.S. from birth to age 18 in 2013 vs. 1960 – the first year that the United States Department of Agriculture published data on the expenditures on Children by Families. The results, which include the average cost to attend college for one year, may surprise you.

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  4. Create Financial Security for Now and Later

    women reviewing current bills and prioritizing financesLearning how to manage and prioritize your financial goals can help keep you on track now and help you to gain financial freedom in the future. The following recommendations can help you to manage current bills and expenses while planning long-term:

  5. Tips: Green is the New Black-to-School

    girls recycling newspaperDuring the past decade, technology has greatly impacted the way that kids learn in a classroom. In addition to desktop computers and television, many schools now use tools such as video conferencing and tablet computers to help bring lessons to life.

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