1. The Gerber Life Seasons of Life: Life Insurance for Every Stage & Age

    spring flowersAs we age, our insurance needs change. Because of this, life insurance policies exist for every stage of life, from infancy to adulthood to elderly. What stage is your family in? To help you decide, here’s a look at what Gerber Life Insurance provides:

    For children: Insurance that grows up with your child

    Whole life insurance can help your family guard against life’s worst-case scenario and protect your child as an adult, for up to a lifetime. The Gerber Life Grow-Up® Plan¹ offers protection and peace of mind in a single affordable package, including child-size premium rates that never increase during the life of the policy.

  2. Understanding the Fine Print: What to Keep an Eye Out for in Your Life Insurance Contract

    Life Insurance ApplicationLife insurance contracts are often long and full of fine print. This fine print is there not only to protect the life insurance company, but also the policyholder and the beneficiary. Depending on the type of life insurance policy, there may be many different clauses and pages of fine print to read. However, it’s extremely important to understand the clauses that might appear in your life insurance policy. That way, you and your beneficiaries can be prepared when the time comes to renew, or use, your life insurance policy.

    The following are the most common clauses that make up the “fine print” in a life insurance contract.

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  3. How Much Life Insurance Should You Have?

    Dad with FamilyJust as no two people are alike, life insurance has no one-size-fits-all formula for the amount of coverage one should have. The type of life insurance and amount of coverage you should choose are based on such factors as your income, number of dependents, any existing coverage that you may have, and future anticipated expenses that your family may incur, such as college tuition or home mortgage amount. It’s therefore important to carefully select a life insurance policy and coverage amount to help ensure that you have adequate coverage should something happen to you.

     

     

     

    Here are some considerations for choosing your coverage:

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  4. Life Insurance Glossary: Defining the Two Basic Kinds

    Multi-Generational FamilyAs a parent or grandparent, you know the importance of preparing for your family’s financial future. You know that it’s equally important to take steps to ensure that your family is financially protected, even if you were no longer around. You may know that you need life insurance, but with so many options to choose from, it can be challenging to decide which kind is right for you.

  5. How to Shop for Life Insurance

    Mother and daughter shopping onlineThirty percent of U.S. households have no life insurance, according to a 2013 study by the Life Insurance and Market Research Association. Yet more than half of U.S. households reported that they needed more life insurance. So why don’t more families buy insurance?

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