You’ll have to calculate how much insurance you need; research insurance companies and the different kinds of insurance policies available; decide on an insurance company and insurance policy that best meet your needs, and then cross-check your research to be sure you’re getting the best value for your money without undermining your core needs.
You’ll have to calculate how much insurance you need; research insurance companies and the different kinds of insurance policies available; decide on an insurance company and insurance policy that best meet your needs, and then cross-check your research to be sure you’re getting the best value for your money without undermining your core needs.Read More
If you’re in the process of purchasing a life insurance policy or are considering doing so, you likely have questions. In this post, we provide answers to important questions to ask before buying a life insurance policy. We recommend that you print this checklist and keep it handy, to help you remember the questions to ask your life insurance sales person.Read More
As we age, our insurance needs change. Because of this, life insurance policies exist for every stage of life, from infancy to adulthood to elderly. What stage is your family in? To help you decide, here’s a look at what Gerber Life Insurance provides:
For children: Insurance that grows up with your child
Whole life insurance can help your family guard against life’s worst-case scenario and protect your child as an adult, for up to a lifetime. The Gerber Life Grow-Up® Plan¹ offers protection and peace of mind in a single affordable package, including child-size premium rates that never increase during the life of the policy.Read More
Life insurance contracts are often long and full of fine print. This fine print is there not only to protect the life insurance company, but also the policyholder and the beneficiary. Depending on the type of life insurance policy, there may be many different clauses and pages of fine print to read. However, it’s extremely important to understand the clauses that might appear in your life insurance policy. That way, you and your beneficiaries can be prepared when the time comes to renew, or use, your life insurance policy.
The following are the most common clauses that make up the “fine print” in a life insurance contract.Read More
Just as no two people are alike, life insurance has no one-size-fits-all formula for the amount of coverage one should have. The type of life insurance and amount of coverage you should choose are based on such factors as your income, number of dependents, any existing coverage that you may have, and future anticipated expenses that your family may incur, such as college tuition or home mortgage amount. It’s therefore important to carefully select a life insurance policy and coverage amount to help ensure that you have adequate coverage should something happen to you.
Here are some considerations for choosing your coverage: