1. Quick Ways to Cut Back Your Budget

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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    Categories: Saving Money
  2. How to Save Money on Your Child’s Extracurricular Activities

    Mother with daughter and sonParents tend to want their children to be well-rounded both scholastically and with extracurricular activities, from sports to the arts to community service, in order for each child to grow as a person and best contribute to society.

    When a child begins participating in extracurricular activities, however, parents quickly realize something else: Activities can become expensive. Sports equipment, music lessons, art supplies, dance attire, and club or team costumes and trips don’t come cheap.

    If you’re concerned about your child’s extracurricular activities putting a dent in your budget, consider these tips:

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    Categories: Saving Money
  3. Low-cost Ways to Transform a Child’s Room into a Teenager’s Room

    Teenager’s bedroomIf your child has his or her own bedroom, he or she eventually will outgrow its décor and style and ask for a change. Perhaps your son now wants to give away the fire trucks proudly displayed all around his room, or perhaps your daughter — who was once mesmerized by astronomy — now wants to trade her glow-in-the-dark wall decals for a Taylor Swift poster.

    When that time comes, and with a little imagination and creativity, you’ll find some relatively easy and inexpensive ways to transform your child’s room into a room fit for a teen.

    Here are some teenage bedroom ideas that can make both you and your child happy:

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    Categories: Saving Money
  4. White House Website Teaches Kids About Money

    White House exteriorTeaching children about healthy financial practices can be a challenge. Although there are good ways to give children an incentive to save money, it can be much harder to explain the value of saving.

    Among the resources available to help parents with this task is “Money As You Grow,” a website created by the President’s Advisory Council on Financial Capability and launched by the White House in May 2012.

    The “Money As You Grow” website helps parents to teach financial literacy to their children. Written in easy-to-understand language, it seeks to remove some of the complications and unease that often surround money issues. The website has segments for five separate children’s age ranges: 3-5 years, 6-10 years, 11-13 years, 14-18 years and 18-plus years.

    Here are some of the money tips for kids and lessons that the “Money As You Grow” website offers:

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    Categories: Saving Money
  5. Saving Money: 30 Days of Tips for New Parents

    cartoon calendar and moneyWhen your son or daughter was born, it was undoubtedly one of the most memorable and exciting experiences of your life. As parents can attest, nothing compares to holding your newborn for the first time – a feeling that one can only fully relate to by experiencing it firsthand.

    Similarly, becoming a new parent can be a stressful time as well. You’re learning to care for your child and to budget for all of the additional expenses that you previously did not have.

    Fortunately, there are a number of ways to help young mothers and fathers adjust for the additional costs. Read on for our 30 favorite money-saving tips for new parents:

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    Categories: Saving Money