Straight through processing (STP) using our Agent Portal
All applications using STP are IGO direct to Gerber Life
One page applications
No signed illustrations required
Simplified or NO underwriting
based on product
Do not need to be face to face with customer
Customers can sign via email
with electronic signatures
Unique products with
cross selling opportunities
Coverage from $25K to $1 Million
Available for adults ages 18 - 70
Optional Waiver of Premium Rider
Learn MoreCoverage from $25K to $100K
Available for adults ages 50 - 80
Guaranteed level premiums
Learn More
Available for adults ages 50 - 801
Adult coverage from $5K to $25K2
Rates guaranteed never to increase
Learn MoreChildren ages 14 days to 14 years
$10,000 - $50,000 of coverage
Coverage doubles during age 18
Builds cash value
Learn MoreAvailable for adults ages 18 - 69
Coverage from $50K to $250K
Can't be turned down due to health
Coverage for Spouse and Children
Learn MoreGuaranteed payout of $10K to $150K
Stable growth that never loses value
Flexibility to use the money
Learn MoreProducts3 | State Approvals |
---|---|
Whole Life | All States |
Simplified Senior Life | All States. Disability Waiver of Premium (DWP) Rider is not available in CA |
Guaranteed Life | All States except MT |
Grow-Up® | All States |
Accident Protection | All States |
Gerber Life Insurance College Plan | All States |
You can depend on Gerber Life.
For more than 50 years, Gerber Life has been providing budget-friendly life insurance so that children and adults can have greater financial protection. Founded in 1967 by the Gerber Products Company, we share a common heritage and values in caring for the millions of families who place their trust in us. Read More +
"A" (Excellent) Rating from A.M. Best *
Today, Gerber Life is a member of Western & Southern Financial Group, a worldwide industry leader in life insurance whose strength and stability fortify our $50 billion of life insurance in force. With Gerber Life, applying for a policy is easy and simple. You can count on us for insurance plans for the entire family that offer the reliability, flexibility and peace of mind you deserve.
Contact your General Agency to get contracted
or fill in the Appointment Request Form and we
will help you find a General Agency.
Contact your NMO, FMO or MGA for contracting
or fill in the Appointment Request Form and we
will help you find an NMO, FMO or MGA.
For Agents - Gerber Life does Just In Time (JIT) appointments except in states where pre-appointments are required.
Contact your General Agent for more information.
First application must be submitted with contracting paperwork in all other states through your General Agency.
Gerber Life will not accept contracting paperwork directly from an Agent.
For Commission information contact your General Agent.