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Gerber Life College Plan

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Start here. It's easy!

Tell us about yourself, and we'll customize a plan just for you:

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Gerber Life College Plan Benefits

Secure Growth

  • The Gerber Life College Plan grows in value over time and isn't impacted by the ups and downs of the stock market.
  • Receive a guaranteed payment of $10,000 to $150,000 when your policy reaches maturity, as long as premiums are paid.

Flexible Use of Money - for College or Anything Else

  • Unlike 529 plans or educational IRAs, you can use the payout money from your Gerber Life College Plan for college expenses or anything else.
  • You're giving your child a head start in life — no matter what your child's future brings.

Adult Life Insurance Protection

  • If something happens to you prior to maturity, the full benefit amount will be paid to your beneficiary.
  • Life insurance benefit provides greater peace of mind

Learn More About Planning for your Child’s Future

College Planning Timeline

It’s never too early to start planning for college. Our helpful guide provides age-specific guidance from birth through high school.

Compare College Savings Plans

With so many ways to save for college, it may be hard to know what’s best for your family. Our comparison breaks down the options.

Gerber Life College Plan FAQs

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What is the rate of return?

The rate of return varies depending upon your specific policy, its duration, and your billing frequency. For further details about your specific policy's rate of return, please call us at 866-503-4487.

What happens if I stop paying? How much would I get?

The amount you'd get back depends on when you stop paying and surrender your policy. If you are past your policy's midway point (for a 10-year policy, the midpoint is about five years), you would get back all of the money you paid in.

What about taxes?

The Gerber Life College Plan will generate some taxable income, Gerber Life Insurance will send you a statement (Form 1099) to file with your taxes.

Start Now!

1. Choose Your Payment Amount

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Your fixed monthly payment will never increase.

2. Decide When You Want Your Money

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You can choose to receive your money in 10 to 20 years.

3. Submit your application

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Provide a few details about yourself and your application is complete.