Child Life Insurance

Why Buy Life Insurance for Children?

Think of life insurance for your child as protection against the unexpected and for your child’s future. For pennies a day, you can feel confident that you are doing everything you can to provide protection for your child’s entire life.

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Child Life Insurance FAQs

For more information, check out some of the most frequently asked questions on the pages below. For even more information on life insurance, our friendly representatives are ready to answer any questions that you might have.

What kind of insurance does the Grow-Up® Plan provide?

The Grow-Up^® Plan is a whole life insurance policy for a child 14 days-14 years old that builds cash value. You’re the policy owner until your child reaches age 21. At that time, your child becomes the policy owner and is guaranteed lifelong insurance protection, as long as premiums are paid. Plus your child has the option to buy additional coverage as an adult, regardless of health or occupation. If your child is between ages 15-17, please view our Young Adult Life Insurance.

What is Cash Value?

Each time you make a monthly premium payment for your child’s Grow-Up^® Plan, Gerber Life sets aside a small amount of that money. Over time, this becomes the cash value of your policy. This money is available for you to borrow if you ever have the need for ready cash. As an adult, your child will have the option to turn in the policy and receive the available cash value. Click here to learn more about cash value.

How much are the premiums for the Grow-Up® Plan?

The cost of a Grow-Up^® Plan varies based on the amount of coverage you choose, your child’s age at the time of your application, and the state where you live. Scroll below to get a free quote instantly.

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