The Gerber Life Parenting Blog

A Quick Guide to the Gerber Life Insurance Policies

August 7, 2015

Gerber Life Insurance product benefitsGerber Life Insurance product benefitsGerber Life offers a range of insurance policies that were designed to fit the different needs of different people – from young families to grandparents. Ever since our founding in 1967 by Gerber Products Company, “the baby food people,” we have been providing quality life insurance for budget-conscious families and individuals nationwide.

Today, as a financially separate affiliate of Gerber Products, we continue to share the same goal and tradition: being the name that people trust in caring for their families.

Whether your goal is to set aside money for your child’s college education or to provide financial protection for your family, read on to figure out which is product is the right choice for you.

For additional information about each kind of Gerber Life insurance, please visit our website or contact our helpful customer service team online or by phone at 1-800-704-2180.

Parents and grandparents who want to give their child or grandchild a financial head start might consider the Grow-Up® Plan1. The Grow-Up® Plan is whole life insurance that builds cash value over time. It can last a lifetime yet still maintains the original child-size premium rate. The Grow Up provides your child with guaranteed insurability as an adult, no matter health or occupation.

Gerber Life College Plan2 is an individual endowment policy that gives parents a safer way to set money aside for college. College Plans are available from $10,000 up to $150,000, and are payable in 10 to 20 years. It provides a secure and reliable way to prepare for a child’s college expenses and includes the benefit of adult life insurance for extra security. Lastly, the money paid at maturity can be used for any purpose, it is not limited to just college expenses.

Are you looking for affordable life insurance to protect your loved ones? The Term Life Plan3 is life insurance that provides coverage for a specific length of time. Terms are available for 10, 15, 20 or 30 years, with the duration chosen by you. Term life insurance premium rates are less expensive than those of whole life insurance, but term life does not accumulate cash value. Available to those ages 18-60.

If you’re looking for life insurance protection that also builds cash value, perhaps the Whole Life Plan4 would fit your needs. We provide whole life insurance for ages 18 to 60 that can last for as long as you live, and with a premium rate that never increases and cash value that accumulates. Because of such advantages, premiums are higher than for term life policies.

Guaranteed Life Plan5 is guaranteed-acceptance whole life insurance for adults 50 to 80 years old that builds cash value, and that can help protect your family from the burden of your final expenses. No health questions, no medical exam, and you can’t be turned down.

Accident Protection Policy6 helps to provide financial protection 24/7, guaranteed acceptance, and immediate cash benefit in the event of accidental death or covered disabling injury. Benefits start the first day and never decrease. For ages 19 to 69.


1 Policy Form ICC12-GPP, Policy Form Series GPP-12
2 Policy Form ICC09-PIE, Policy Form Series PIE-09
3 Policy Form Series SLT-05
4 Policy Form ICC13-SWLP, Policy Form Series SWLP-13
5 Policy Form ICC12-GWLP, Policy Form Series GWLP-12
6 Policy Form Series ACC-911

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Provide your child with whole life insurance for just pennies a day with the Gerber Life Grow-Up® Plan.

Please note: Articles and other information included on this website are intended for the general interest of our readers, and are not intended to express the positions or views of Gerber Life or to provide or constitute, legal, financial, health or other advice. Gerber Life makes no claims, representations, or warranties as to the accuracy, completeness, or appropriateness of this general interest information for your particular circumstances. If you need legal, financial, health or other services, you should contact a duly licensed professional.