Term Life Insurance

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Term Life Insurance Benefits

Affordable coverage at a budget-friendly price

Coverage options range from $25,000 to $150,000, starting as little as $8.00¹ a month.
Guaranteed premium rate is locked-in for the policy’s duration.

Simple and easy application process

Gerber Life makes it simple to get the life insurance protection you need.
No medical exam in most cases for customers ages 18-50, for coverage up to $100,000.

Flexible coverage periods

Available coverage periods, also known as “Terms,” include 10, 15, 20, or 30 years.
Gerber Life’s Term Life Insurance plans provide coverage when you need it.

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¹ Premium based on a healthy female, up to age 32 with $25,000, 20-Year-Level Term coverage.

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What kind of life insurance policy do I need?: dad on the playground with his kids

What Kind of Policy Do I Need?

Knowing you need life insurance is half the battle. Decide which policy best fits your family's needs.

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How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

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Why Do I Need Life Insurance?

There are many reasons why having life insurance coverage is a good idea. We provide the details so that you can make the decision.

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Term Life Insurance FAQs

What is term life insurance?

Term life insurance provides protection for a specific period of time, also known as a “term.” Gerber Life offers Term Life Insurance for 10, 15, 20 and 30 year terms.

What happens at the end of the term?

At the end of the term, you have two options: choose to end the policy agreement or renew your term life insurance policy. A term life insurance policy can be renewed at the premium rate for your age at the time of renewal, without a physical exam.

Will my premiums increase each year?

With the Gerber Life Term Life Insurance Plan, the amount you agree to pay when coverage begins is the amount you’ll pay throughout the duration of your policy. Your premiums will never increase.

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