Term Life Insurance

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Term Life Benefits

Affordable coverage at a budget-friendly price

  • Coverage options range from $25,000 to $150,000, starting as little as $8.001 a month.
  • Guaranteed premium rate is locked-in for the policy’s duration.

Simple and easy application process

  • Gerber Life makes it simple to get the life insurance protection you need.
  • No medical exam in most cases for customers ages 18-50, for coverage up to $100,000.

Flexible coverage periods

  • Available coverage periods, also known as “Terms,” include 10, 15, 20, or 30 years.
  • Gerber Life’s Term Life policies provide coverage when you need it.

1 Premium based on a healthy female, up to age 32 with $25,000, 20-Year-Level Term coverage.

Learn More About Term Life

What Kind of Policy Do I Need?

Knowing you need life insurance is half the battle. Decide which policy best fits your family's needs.

How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

Why Do I Need Life Insurance?

There are many reasons why having life insurance coverage is a good idea. We provide the details so that you can make the decision.

Term Life Insurance FAQs

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What is term life insurance?

It's life insurance that provides protection for a specific period of time, also known as a “term.” Gerber Life offers policies for 10, 15, 20 and 30 year terms.

What happens at the end of the term?

At the end of the term, you have two options: choose to end the policy agreement or renew your policy. A policy can be renewed at the premium rate for your age at the time of renewal, without a physical exam.

Will my premiums increase each year?

With the Gerber Life Term Life Plan, your premiums will never increase. The amount you agree to pay when coverage begins is the same amount you'll pay throughout the duration of your policy.

Start Now!

1. Apply Today

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Our simple application only takes minutes to complete.

2. Choose Your Coverage Amount

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You can choose from $25,000 to $150,000 in Term Life coverage.

3. Choose Your Coverage Period

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Gerber Life offers life insurance for 10, 15, 20 and 30 year terms.