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Life Insurance for Young Adults

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Please call us at 1-800-704-3331 to apply for our Young Adult whole life insurance policy for children ages 15-17.

Note: Not available in Canada

Benefits of Life Insurance for Young Adults

Rates stay the same for the life of the policy

  • You can secure this valuable life insurance for young adults at a fixed rate.
  • Unlike many types of term life insurance that raise rates each year, you will pay the same premiums for as long as you and your teenager own the policy.

Coverage doubles during age 18

  • Coverage doubles during age 18 automatically.
  • For example, a $10,000 policy doubles to $20,000, a $15,000 policy doubles to $30,000 and so on – with no increase in your monthly premium.

Coverage that is there when you need it

  • You guarantee permanent protection for your teen, regardless of future changes in health or job choices.
  • A Young Adult whole life policy has a guaranteed cash benefit, helping protect you and your family if the unexpected occurs.

Learn More About Life Insurance

Why Do I Need Life Insurance?

There are many reasons why having life insurance coverage is a good idea. We provide the details so that you can make the decision.

How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

Types of Life Insurance

All life insurance policies are not created equal. Understand how the different types of life insurance work.

Young Adult Life Insurance FAQs

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What kind of insurance does the Young Adult Plan provide?

Young adult life insurance is a whole life insurance policy designed for children ages 15 through 17. You are the policyowner until your child becomes 21.

Who can purchase young adult life insurance?

Parents, grandparents or permanent legal guardians can apply for this policy for the teen in their family. The parent, grandparent or permanent legal guardian who applies will be the policyowner until the teenager is age 21.

How much coverage can you get with young adult life insurance?

This valuable plan protects your teen with $5,000 of whole life insurance, the kind that builds cash value. A healthy teen can get $5,000 to $50,000 of permanent whole life coverage.