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Accident Protection Insurance

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Accident Protection Insurance Benefits

Provide Immediate Security for Just Pennies a Day

  • Financial protection against accidental death or a covered disabling injury 24 hours a day.
  • $20,000 to $100,000 in accidental death protection coverage.
  • Cash benefit can help to pay for out-of-pocket medical costs, lost wages or other expenses.

Your Approval is Guaranteed

  • You and your spouse are pre-approved for up to a combined total of $200,000 if you both are 19 to 69 years old.
  • No physical exam required. No health questions to answer. You are eligible regardless of health, occupation or anything else.

Your Rates are Guaranteed to Never Increase*

  • Budget-friendly rates, as low as 7 cents a day. No waiting period.
  • Coverage takes effect immediately, once we receive your first payment.
  • Benefits can never be reduced and your monthly premium will never increase*.
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*Rates guaranteed never to increase due to your age or health status.

Learn About Accident Protection Insurance

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Accident Protection Insurance FAQs

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How much coverage does the Accident Protection Insurance Plan provide?

You can choose your coverage amount from a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

Will my Accident Protection Insurance premiums ever increase?

No, your premiums will not increase. Once you apply for the Accident Protection Insurance Plan, your premium will never increase, due to your age or your health.

Who is eligible for Accident Protection Insurance?

The Accident Protection Insurance Plan is available to anyone ages 19 to 69. Acceptance is guaranteed.

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Highly recommended by customers

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      Testimonials reflect the opinions of Gerber Life Customers. For additional reviews click here
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      Start Now!

      1. Apply Today

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      Our simple application only takes minutes to complete.

      2. Choose Your Coverage Amount

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      You can choose a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

      3. You’re Approved!

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      Approval is guaranteed for Accident Protection Insurance. It’s that easy!

      Get a Free Quote

      Gerber Life Accident Protection Insurance Plan is not available in MA, OK, PA and WA. Not available in Canada.

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      The Grow-Up® Plan

      We understand you want to give your child every advantage. The Grow-Up® Plan is a simple, budget-minded way to start for children ages 14 days to 14 years. For as little as $1 a week, you can give your child a lifetime of life insurance protection with plans starting at $5,000. Your decision today will help your child be better equipped for adult responsibilities tomorrow.

      Learn More