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Accident Protection Insurance

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Accident Protection Insurance Benefits

Provide Immediate Security for Just Pennies a Day

  • Financial protection against accidental death or a covered disabling injury 24 hours a day.
  • $20,000 to $100,000 in accidental death protection coverage.
  • Cash benefit can help to pay for out-of-pocket medical costs, lost wages or other expenses.

Your Approval is Guaranteed

  • You and your spouse are pre-approved for up to a combined total of $200,000 if you both are 19 to 69 years old.
  • No physical exam required. No health questions to answer. You are eligible regardless of health, occupation or anything else.

Your Rates are Guaranteed to Never Increase*

  • Budget-friendly rates, as low as 7 cents a day. No waiting period.
  • Coverage takes effect immediately, once we receive your first payment.
  • Benefits can never be reduced and your monthly premium will never increase*.

*Rates guaranteed never to increase due to your age or health status.

Learn About Accident Protection Insurance

Do I Need a Medical Exam?

Learn why some life insurance policies require a medical exam for approval and others don’t.

How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

Why Do I Need Life Insurance?

There are many reasons why having life insurance coverage is a good idea. We provide the details so that you can make the decision.

Accident Protection Insurance FAQs

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How much coverage does the Accident Protection Insurance Plan provide?

You can choose your coverage amount from a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

Will my Accident Protection Insurance premiums ever increase?

No, your premiums will not increase. Once you apply for the Accident Protection Insurance Plan, your premium will never increase, due to your age or your health.

Who is eligible for Accident Protection Insurance?

The Accident Protection Insurance Plan is available to anyone ages 19 to 69. Acceptance is guaranteed.

Start Now!

1. Apply Today

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Our simple application only takes minutes to complete.

2. Choose Your Coverage Amount

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You can choose a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

3. You’re Approved!

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Approval is guaranteed for Accident Protection Insurance. It’s that easy!

Gerber Life Accident Protection Insurance Plan is not available in MA, OK, PA and WA. Not available in Canada.