Accident Protection Insurance

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Accident Protection Insurance Benefits

Immediate Security Icon

Provide Immediate Security for Just Pennies a Day

  • Financial protection against accidental death or a covered disabling injury 24 hours a day.
  • $20,000 to $100,000 in accidental death protection coverage.
  • Cash benefit can help to pay for out-of-pocket medical costs, lost wages or other expenses.

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Your Approval is Guaranteed

  • You and your spouse are pre-approved for up to a combined total of $200,000 if you both are 19 to 69 years old.
  • No physical exam required. No health questions to answer. You are eligible regardless of health, occupation or anything else.

Rates are Guaranteed Icon

Your Rates are Guaranteed to Never Increase*

  • Budget-friendly rates, as low as 7 cents a day. No waiting period.
  • Coverage takes effect immediately, once we receive your first payment.
  • Benefits can never be reduced and your monthly premium will never increase*.

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*Rates guaranteed never to increase due to your age or health status.

Learn About Accident Protection Insurance

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Do I Need a Medical Exam?

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How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

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Why Do I Need Life Insurance?

There are many reasons why having some kind of family life insurance coverage is a good idea. We provide the details so that you can make the decision.

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Accident Protection Insurance FAQs

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How much coverage does the Accident Protection Insurance Plan provide?

You can choose your coverage amount from a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

Will my Accident Protection Insurance premiums ever increase?

No, your premiums will not increase. Once you apply for the Accident Protection Insurance Plan, your premium will never increase, due to your age or your health.

Who is eligible for Accident Protection Insurance?

The Accident Protection Insurance Plan is available to anyone ages 19 to 69. Acceptance is guaranteed.

View All Accident Protection Insurance Questions
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Accident Protection Insurance Reviews

Protect your loved ones from the unexpected with accident protection coverage. Read the reviews below to see what our customers are saying about our Accident Protection Insurance plan.

Highly recommended by customers

Already have a Gerber Life Accident Protection policy? We want to hear from you!

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    Testimonials reflect the opinions of Gerber Life Customers.  For additional reviews click here
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    Start Now!

    1. Apply Today

    Apply Today

    Our simple application only takes minutes to complete.

    2. Choose Your Coverage Amount

    Choose Your Coverage Amount

    You can choose a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy.

    3. You’re Approved!

    You’re Approved!

    Approval is guaranteed for Accident Protection Insurance. It’s that easy!

    Get a Free Quote

    Gerber Life Accident Protection Insurance Plan is not available in MA, OK, PA and WA.

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    The Grow-Up® Plan

    We understand you want to give your child every advantage. The Grow-Up® Plan is a simple, budget-minded way to start for children ages 14 days to 14 years. For as little as $1 a week, you can give your child a lifetime of life insurance protection with plans starting at $5,000. Your decision today will help your child be better equipped for adult responsibilities tomorrow.

    Learn more

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