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Accident Insurance (AD&D) Questions

  • This individual policy, available to you and your spouse, provides cash benefits in the event of a covered death or disabling injury as the result of an accident — 24 hours a day, anywhere in the world.

  • You can choose your coverage amount – from $50,000 to $250,000.

  • Your coverage starts as soon as we receive payment for your first premium.

  • You can pay by credit or debit card, check or money order. Premium payments that are automatically withdrawn from a bank account will receive an additional discount.

  • Monthly premiums are just $26.13 for $250,000.00 of coverage. Or choose $150,000.00 of coverage for only $15.68 a month. A $50,000 policy is just $5.23 a month.

  • No. Once you apply for accident protection insurance, your premium is guaranteed never to go up due to age or health.

  • This policy is available to anyone ages 18 to 69. No medical exam is required and there are no health questions to answer. Acceptance is guaranteed regardless of health.

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