Is Term Life Right for Your Family?

Term Life Insurance – Family laughing together at dinner

The Gerber Life Term Life insurance policy is a great option for anyone searching for a flexible life insurance policy. To see if  term coverage  is right for you, check out these top three benefits:  

Protection for your family at a price designed to be affordable

If you’re on a limited budget, the benefit of having term life insurance is simple: It typically costs less than whole life insurance, which offers insurance protection for an entire lifetime. Term life insurance is designed to protect your family for a specific period of time, such as 10, 20 or 30 years.

 

To give you an idea of cost, a $100,000, 20-year Gerber Life Term Life policy costs as little as $15.42 a month for a healthy 18-year-old female paying by automatic monthly deduction from a checking or savings account.

 

Life insurance protection for as long as you need

When looking for life insurance coverage, there is no “one size fits all” approach. That’s why a term life insurance policy lets you choose your coverage duration. Have a young family? You may want coverage from now and until your children reach adulthood. Just bought a new house?  You may want coverage for 30 years or until the mortgage is paid off.  Or, maybe you just prefer having a lower premium rate until you feel financially confident to switch to a whole life insurance policy.

The Gerber Life Term Life Policy allows you to choose the best policy duration for your needs, whether for 10, 20 or 30 years.

Quick and simple application process. We promise.

Securing a Term Life insurance policy for you and your family is easy. To get started, simply get an online quote. After that, you’ll need to complete an application, which takes just minutes. Coverage is based on answers to health questions, and no medical exam is necessary in most cases*. Apply online or by phone, by calling our helpful and friendly Gerber Life representatives at 1-866-503-4480.

From the start, our Gerber Life team is here to answer any questions you may have and to match you with quality coverage – without hassle, so that you can get back to living your life.

*A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage.

Was this article helpful?
47%
53%
View All Adult Life Insurance Articles

Swipe to see our products & get a free quote

Term Life
Term Icon

Term Life Insurance

Adults 18-70

Flexible coverage at a price that’s right for you.

Whole Life
Whole Icon

Whole Life Insurance

Adults 18-70

Keep it for life and build cash value.

Guaranteed Life
Guaranteed Icon

Guaranteed Life Insurance

Adults 50-80

Coverage for adults between 50 and 80 years old.

Accident Protection
Accident Icon

Accident Protection

Adults 18-69

Help protect loved ones without busting your budget.

Grow-Up
Grow-Up Icon

Grow-Up® Plan

Children 14 and under

Valuable protection that grows with your little one.

College Plan
College Icon

Gerber Life Insurance College Plan

Children 18 and under

Safe, secure and easy way to help pay for college.

Term Icon

Term Life Insurance

Get a free instant quote

Your quote

Get a Free Quote

Have you used tobacco? *

* Indicates required field
** Currently not available in New York

Still want to learn more, view the term life product page for more information.

Whole Icon

Whole Life Insurance

Get a free instant quote

Your quote

Get a Free Quote

Have you used tobacco? *

* Indicates required field
** Currently not available in New York

Still want to learn more, view the term life product page for more information.

Guaranteed Icon

Guaranteed Life Insurance

Get a free instant quote

Your quote

Start here. It's easy!

Let us customize a Guaranteed Life Insurance quote just for you.

* Indicates required field

Still want to learn more, view the term life product page for more information.

Accident Icon

Accident Protection

Get a free instant quote

Your quote

Get a Free Quote

Just enter the state you live in to get an instant quote.

* Indicates required field

Still want to learn more, view the term life product page for more information.

Grow-Up Icon

Grow-Up® Plan

Get a free instant quote

Your quote

Get Your Free Quote Now

See how little it costs to help protect your child

* Indicates required field

Still want to learn more, view the term life product page for more information.

College Icon

Gerber Life Insurance College Plan

Get a free instant quote

Your quote

Start here. It's easy!

Tell us about yourself, and we'll customize a plan just for you:

Child's Age *
Relationship to Child *
Your Age *

* Indicates required field

Still want to learn more, view the term life product page for more information.

Get inspired with our free e‑newsletter for parents

Get our free parenting e‑newsletter with:

– Parenting advice

– Money-saving tips

– Life insurance blogs

No thank you

By signing up, you agree to occasionally receive emails from Gerber Life. Unsubscribe at any time. View our privacy policy.

We’d like to notify you about updates, videos, new products and more.

Notifications can be turned off at any time in your browser settings.