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The Gerber Life Grow-Up® Plan

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Whole life insurance for children for just pennies a day

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Gerber Life Grow-Up® Plan Benefits

Get $5,000 to $50,000 of life insurance coverage

  • Parents, grandparents and permanent legal guardians may apply when children are 14 days to 14 years old.
  • As soon as you get the Grow-Up® Plan, you lock in a child-size premium that will never increase.

Building cash value & getting double the coverage

  • As long as premiums are paid, your Grow-Up® Plan accumulates cash value.
  • Coverage doubles at 18 automatically. For example, a $10,000 policy doubles to $20,000, a $15,000 policy doubles to $30,000 and so on – with no increase in your monthly premium.
  • Your child can keep the policy as an adult and can increase the coverage at our standard adult rate for your child's age at the time, provided that premiums are paid.

Guaranteed coverage for life

  • Your child takes over the policy at age 21.
  • Our whole life insurance for children doesn't just protect your child's early years; coverage can last a lifetime as long as premiums are paid.
  • Guaranteed insurability as an adult, regardless of future health or occupation.

Gerber Life Grow-Up® Plan FAQs

What kind of insurance does the Grow-Up® Plan provide?

The policy is whole life insurance for a child that builds cash value. You are the policy owner until your child reaches age 21. At that time, he or she becomes the policy owner.

Is my child required to buy additional insurance?

No. Your child’s whole life insurance continues as long as premiums are paid. Your child, as an adult, is guaranteed the option to buy additional life insurance protection, but the choice is yours.

Can Gerber Life cancel my child’s Grow-Up® coverage?

Once valid coverage begins and as long as the premiums are paid, the company cannot cancel the insurance for any reason. Only you (or your child at age 21) can cancel the coverage.

View all FAQs

Applying is Easy

Have this basic info handy for your free quote and you'll be one step closer to quality affordable whole life insurance for your child.
Child’s Information
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  • Child’s Name
  • Child’s Date of Birth
Your Information
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  • Your Name
  • Your Contact Information
  • Your Date of Birth
  • Your Address
  • Your Phone Number
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