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Guaranteed Life Insurance

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1Monthly premium reflects discount for paying via automatic monthly payments from your checking or savings account.

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Guaranteed Life Insurance
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Gerber Life Guaranteed Life Insurance Questions & Answers

  • Gerber Life Guaranteed Life Insurance is whole life insurance for adults between 50 and 80 years old.

  • Whole life insurance does not have a specified time period of coverage. You could own the policy for a few years or for the rest of your life, as long as you pay the premiums. Whole life insurance also builds "cash value." Cash value is money that is set aside by Gerber Life for your policy, which can be accessed if needed. The longer you hold the whole life policy, the more cash value you have in your policy.

  • Gerber Life offers a wide range of Guaranteed Life coverage amounts that start at $5,000 and reach as high as $25,0001. Our friendly professionals can help you determine the coverage that best suits you and your family.

  • Absolutely not. With Gerber Life, the amount you pay when your Guaranteed Life coverage starts is the same amount that you'll pay throughout the life of your policy (unless you decide to increase your coverage or the frequency of your payments).

  • No medical exam is necessary for the Gerber Life Guaranteed Life Insurance. The only condition for becoming a Guaranteed Life policy owner is that you are between 50 and 80 years old. Your acceptance—regardless of your health—is guaranteed.

  • No. Once coverage begins, and for as long as premiums are paid, Gerber Life cannot cancel your Guaranteed Life insurance. Only you have the option to cancel the coverage.

  • If you qualify, Social Security will pay $255 toward your final expenses. Considering the average cost of a funeral starts at about $7,0002 and can run well over $10,0003, Gerber Life Guaranteed Life insurance can be a smart choice to help offset those high costs.

  • Yes. Under current Federal law, the benefits are not subject to Federal tax if paid to a named beneficiary.

  • The Gerber Life "free look" feature gives you 30 days to examine and accept your Guaranteed Life whole life policy. If you decide that you no longer want the safety and coverage that it offers, simply return the policy for a full refund of all premiums that have been paid.

If you have additional guaranteed life insurance questions, please call us at 1-866-503-4481. 1-866-503-4481.