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Whole Life Insurance Plan

2Monthly premium reflects discount for paying via automatic monthly payments from your checking or savings account.

Call 800-425-7542

for more information about
Whole Life Insurance
M-F 8am-9pm, Sat 9am-5pm ET

With a Whole Life Insurance Policy, you can protect your family for a lifetime.

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Benefits of Gerber Life Whole Life Insurance:

  • The biggest advantage of a Gerber Life Whole Life Insurance plan is the benefit of being covered by insurance for your entire life. With whole life insurance rates that can fit your budget, you can own the policy for the rest of your life, and as long as you pay the premiums, your rates will never increase.

  • Gerber Life makes it simple to get the protection you need. There is no medical exam necessary in most cases for customers aged 18-50, for coverage up to $100,000.

  • With coverage amounts from $25,000 to $150,000, you will be sure to get the protection you need.

  • With each premium payment, your whole life insurance policy builds what is known as “cash value” – money that is set aside by Gerber Life for your future. The longer you hold the whole life insurance policy, the more money you will have in your policy. If a need arises, you can borrow against this money to help cover lost income, mortgage payments, education costs or other expenses.1 Or, you can simply leave it as a nest-egg for your children or grandchildren.

Whole Life Insurance FAQs

  • Whole life insurance is a type of life insurance that financially protects you and your family, up to a lifetime, as long as premiums are paid. Your premiums will never increase for the duration of the policy, and you build cash value as long as you own the policy.

  • Many people opt for a whole life insurance policy because it can help them to reach financial goals due to the accumulating cash value benefit. Additionally, if you would like the security of knowing that your life insurance policy will last your entire life, obtaining a whole life insurance plan is the best way for you to avoid having to renew your policy later in life.

  • One of the biggest differences between whole life insurance and term life insurance is that you are not constrained to owning a whole life policy for a certain time period. You could own a whole life policies for a few years or the rest of your life. Whereas, for term life policies, you own the policy for a set period of time. Additionally, whole life insurance builds cash value over time, allowing you to use the cash value as collateral to borrow or withdraw against.

View all whole life insurance FAQs

Act now to guarantee your family’s protection.

To learn more about whole life insurance, please call:

Still have questions about whole life insurance? Give us a call at 800-425-7542.

1Policy loan interest rate is 8%.