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Accident Protection Insurance 

Be prepared for the unexpected virtually anywhere on earth.

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Two kinds of protection

Gerber Life Accident Protection provides a payout in case of covered accidental death or disabling injury. So you can get the money you need for medical bills, replacing lost income and more.



As Little as 17 Cents a Day*

You can get $50,000 to $250,000 in 24-hour, worldwide coverage for you and your spouse at budget-friendly rates.


No Medical Exam Required

You can qualify for coverage as long as you’re 18 to 69 years old — regardless of health or occupation, with no physical exam or health questions needed.


Rates Locked in for Life

Your coverage starts as soon as we receive the first payment. Your benefits can never be reduced, and your monthly premium will never increase.**

* 17 cents a day payment is based on a $50,000 policy

** As long as premiums are paid

Regardless of health or age, these types of accidents can happen to anyone, anywhere.


While driving

Motor vehicles are a leading cause of accidental deaths and serious injury due to reckless drivers, bad road conditions and distractions.


As a pedestrian

Whether walking, jogging or just getting out of the car, there’s a possible risk of accidents resulting in serious injury.


While traveling

Thousands of accidental deaths occur each year on airlines, commuter trains and busses, and in taxis and ride-share vehicles.


At home, work or play

Accidents can happen around the house or at work, and injuries in swimming pools and on softball fields happen more than realized.

Did you know?

Unintentional injuries are the leading cause of death in the U.S., killing more Americans than cancer or heart disease. In fact, during the first half of life, more Americans die from injuries such as motor vehicle crashes than from any other causes.

Source: CDC. Ages 1-44, 1981-2020

Help protect yourself and your family with Gerber Life Accident Protection Insurance

Get a Free Quote

Or call 800-704-3331 
Monday through Friday 8 a.m. to 7 p.m. ET

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