Term Life Insurance for Seniors
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Learn More About Term Life Insurance for Seniors
This article can help you decide how much life insurance your family needs.
Learn why some life insurance policies require a medical exam for approval and others don’t.
All life insurance policies are not created equal. Understand how the different types of life insurance work.
Term Life Insurance FAQs for Seniors
What is term life insurance?
Term life insurance provides protection for a specific period of time, also known as a “term.” Gerber Life offers Term Life Insurance for 10, 15, 20, and 30 year terms.
Is a medical exam required?
No medical exam is necessary for most term life insurance policies. Coverage is dependent on answers to health questions. A physical may be necessary for cause and for term life insurance applicants age 51 and older who apply for more than $100,000 of coverage.
Will my premiums increase each year?
With the Gerber Life Term Life Insurance Plan, the amount you agree to pay when coverage begins is the amount you’ll pay throughout the duration of your policy. Your premiums will never increase.
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You can choose from $25,000 to $150,000 in Term Life coverage.
Gerber Life offers life insurance for 10, 15, 20 and 30 year terms.