Term Life Insurance for Seniors

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** Currently not available in New York

Benefits of Term Life Insurance for Seniors

Coverage that’s budget-friendly and affordable

  • Coverage from $100,000 to $300,000, starting at $15.421 a month.
  • The premium rate is locked in for the policy’s duration – guaranteed.

Flexible coverage period

  • The period of coverage, known as a “Term,” can be 10, 20 or 30 years.2
  • You decide the length of the term so you have coverage for as long as you need it.

Protect your most valuable asset: your family

  • Help safeguard your loved ones from the burden of your final expenses.
  • Lessen the impact of lost income on your spouse.

1 Premium based on a $100,000, 20-year Term Life policy for a healthy 18-year-old female paid by automatic monthly deduction from a checking or savings account. Ask us for other coverage amounts and premium rates.

2 10-year policy available to those up to age 70; 20-year policy available to those up to age 60.

Learn More About Term Life Insurance for Seniors

How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.

Do I Need a Medical Exam?

Learn why some life insurance policies require a medical exam for approval and others don’t.

Types of Life Insurance

All life insurance policies are not created equal. Understand how the different types of life insurance work.

Term Life Insurance FAQs for Seniors

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What is term life insurance?

Term life insurance provides protection for a specific period of time, also known as a “term.” Gerber Life offers Term Life Insurance for 10, 20, and 30 year terms.

Is a medical exam required?

No medical exam is necessary for most term life insurance policies. Coverage is dependent on answers to health questions. A physical may be necessary for cause and for term life insurance applicants age 51 and older who apply for more than $100,000 of coverage.

Will my premiums increase each year?

With the Gerber Life Term Life Insurance Plan, the amount you agree to pay when coverage begins is the amount you’ll pay throughout the duration of your policy. Your premiums will never increase.

Highly Recommended by Customers

    Testimonials reflect the opinions of Gerber Life Customers. For additional reviews click here

    Start Now!

    1. Apply Today

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    Our simple application only takes minutes to complete.

    2. Choose Your Coverage Amount

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    You can choose from $100,000 to $300,000 in Term Life coverage.

    3. Choose Your Coverage Period

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    Gerber Life offers life insurance for 10, 20 and 30 year terms.