Term Life Insurance for Seniors

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Benefits of Term Life Insurance for Seniors

Coverage that’s budget-friendly and affordable

Coverage that’s budget-friendly and affordable

  • Coverage from $100,000 to $300,000, starting at $15.421 a month.
  • The premium rate is locked in for the policy’s duration – guaranteed.

Flexible coverage period

Flexible coverage period

  • The period of coverage, known as a “Term,” can be 10, 20 or 30 years.2
  • You decide the length of the term so you have coverage for as long as you need it.

Protect your most valuable asset: your family

  • Help safeguard your loved ones from the burden of your final expenses.
  • Lessen the impact of lost income on your spouse.

1 Premium based on a $100,000, 20-year Term Life policy for a healthy 18-year-old female paid by automatic monthly deduction from a checking or savings account. Other coverage amounts up to $1,000,000 are available. Please speak to one of our friendly representatives at 1-866-503-4480 for additional information.

2 10-year policy available to those up to age 70; 20-year policy available to those up to age 60.

Term Life Insurance FAQs for Seniors

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What is term life insurance?

Term life insurance provides protection for a specific period of time, also known as a “term.” Gerber Life offers Term Life Insurance for 10, 20, and 30 year terms.

Is a medical exam required?

No medical exam is necessary for most term life insurance policies. Coverage is dependent on answers to health questions. A physical may be necessary for cause and for term life insurance applicants age 51 and older who apply for more than $100,000 of coverage.

Will my premiums increase each year?

With the Gerber Life Term Life Insurance Plan, the amount you agree to pay when coverage begins is the amount you’ll pay throughout the duration of your policy. Your premiums will never increase.

Term Life Insurance Reviews

With its flexible options for coverage and premiums tailored to meet your budget, the Gerber Life Term Life Plan makes it easy for you to protect your loved ones. Choose the coverage period (or “term”) that works best for you: 10, 20 or 30 years. Read the reviews below to find out what others had to say about this flexible plan.

Highly Recommended By Customers

Gerber Life customers have spoken, and the word is they love it. Our Term Life has a out of overall rating and % of reviewers recommend it. See below for our most recent customer reviews.

Already have a Gerber Life Term Life Insurance Plan? We’d love to hear your feedback!

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    Testimonials reflect the opinions of Gerber Life Customers.  For additional reviews click here.

    Start Now!

    1. Apply Today

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    Our simple application only takes minutes to complete.

    2. Choose Your Coverage Amount

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    You can choose from $100,000 to $300,000 in Term Life coverage.

    3. Choose Your Coverage Period

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    Gerber Life offers life insurance for 10, 20 and 30 year terms.

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