Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Must-Have Items for Your Baby Shower’s Gift Registry

    Baby itemsGetting ready for a baby shower can be fun, whether you or someone else is handling the planning. Most of the time, the only “work” you have to do is start a baby registry for gifts that you’d appreciate receiving. Although baby registries are optional, they make it easy for guests to select items that you truly want and will use. They also help ensure that you won’t receive duplicate items, thereby saving you the time of having to return items to stores.

    Opening a baby registry at one or more stores nevertheless takes forethought, even though you can open the registry online and participating stores provide a “shelf list” of goods that they carry concerning baby.

    What exactly will you need? How many of each will you need? Which items are necessities and which are luxuries or frivolous? And besides, what in the world are half of the items mentioned on the store’s “shelf list” and what do those items do? If you’re a first-time parent, the following list of baby registry “must-haves” can be a real new-mother’s helper:

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  2. Incentives for Making Children Want to Save Money

    Mother and son put money into piggy bankChildren aren’t money-savers by nature. If they receive some money as a gift or for completing their chores, they likely may want to spend it on the first thing they can think of if they have not yet learned how much fun it can be to save money.

    Early on, it is important for parents to begin teaching kids to save money. One of the best ways to develop a child’s interest in saving money is to provide incentives while at the same time teaching the value of the action.

    Here are a few helpful tips for providing incentives:

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  3. Seven Kinds of Shopping Apps to Help You Save Money

    Woman shopping while on phoneA number of free shopping apps can help you to manage a budget as well as save money on essential and non-essential items. Start using these seven apps to save money:

    1) Search and shop for a particular item. Some apps may be able to help you shop for something you’re looking for. One of them, “The Hunt,” claims to have more than three million friends to help you shop, and explains that by posting a photo of an item or outfit, other people will tell you where to find it, help style it, or where to get it for less money.  If you feel so inclined, you can help others do the same.

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  4. Finding Paid Internships to Prep Young Adults for Their Dream Job

    Female business intern in meetingIt can be hard for a young adult to land a job in a chosen field without having had relevant work experience. One of the best ways to build a résumé and work skills is through internships. How to be sure that an internship will assist one’s career? A National Association of Colleges and Employers (NACE) survey found that 65 percent of college grads working in paid internships were likely to receive a full-time job offer.

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  5. Ways to Cut Everyday Costs

    Money going down a drainIf a treasure chest full of money were hidden in your home, would you look for it? Undoubtedly. Well, here’s some good news: There is a treasure chest! Sort of. It may not be a physical treasure chest, but there are probably costs that could be cut from your monthly spending. For example, you might be holding onto an old way of doing things that’s costing you more money since it’s easy and comfortable, or maybe you simply weren’t aware of any alternatives. Here are some ways to cut costs in monthly spending from telecom and other areas:

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