Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Homestay vs. Staying in a Hotel: A Less Expensive Way to Travel?

    Family eating breakfast in hotelWhen looking for a place to stay for you and your family while on vacation or overnight trips, you may want to consider homestay services, which provide an alternative to hotels, motels, inns and guest houses.

    Staying in a homestay will often be a less expensive way to travel than staying in a hotel, but that probably isn’t the only thing you should factor in when choosing an accommodation. Here are some pros and cons to consider when deciding between a homestay or hotel:

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  2. Ten Summer Destinations that are Family and Budget Friendly

    Family at the beachTraveling with children or teenagers isn’t always easy. Finding a destination that everyone in your family can enjoy and that’s affordable can be even more of a challenge. To help you target this year’s vacation spot, we’ve compiled a list of family-friendly destinations that are also budget-friendly and fun for the whole group:

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  3. Saving Money: 30 Days of Tips for New Parents

    cartoon calendar and moneyWhen your son or daughter was born, it was undoubtedly one of the most memorable and exciting experiences of your life. As parents can attest, nothing compares to holding your newborn for the first time – a feeling that one can only fully relate to by experiencing it firsthand.

    Similarly, becoming a new parent can be a stressful time as well. You’re learning to care for your child and to budget for all of the additional expenses that you previously did not have.

    Fortunately, there are a number of ways to help young mothers and fathers adjust for the additional costs. Read on for our 30 favorite money-saving tips for new parents:

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  4. Must-Have Items for Your Baby Shower’s Gift Registry

    Baby itemsGetting ready for a baby shower can be fun, whether you or someone else is handling the planning. Most of the time, the only “work” you have to do is start a baby registry for gifts that you’d appreciate receiving. Although baby registries are optional, they make it easy for guests to select items that you truly want and will use. They also help ensure that you won’t receive duplicate items, thereby saving you the time of having to return items to stores.

    Opening a baby registry at one or more stores nevertheless takes forethought, even though you can open the registry online and participating stores provide a “shelf list” of goods that they carry concerning baby.

    What exactly will you need? How many of each will you need? Which items are necessities and which are luxuries or frivolous? And besides, what in the world are half of the items mentioned on the store’s “shelf list” and what do those items do? If you’re a first-time parent, the following list of baby registry “must-haves” can be a real new-mother’s helper:

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  5. Incentives for Making Children Want to Save Money

    Mother and son put money into piggy bankChildren aren’t money-savers by nature. If they receive some money as a gift or for completing their chores, they likely may want to spend it on the first thing they can think of if they have not yet learned how much fun it can be to save money.

    Early on, it is important for parents to begin teaching kids to save money. One of the best ways to develop a child’s interest in saving money is to provide incentives while at the same time teaching the value of the action.

    Here are a few helpful tips for providing incentives:

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