Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Quick Ways to Cut Back Your Budget

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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  2. How to Save Money on Your Child’s Extracurricular Activities

    Mother with daughter and sonParents tend to want their children to be well-rounded both scholastically and with extracurricular activities, from sports to the arts to community service, in order for each child to grow as a person and best contribute to society.

    When a child begins participating in extracurricular activities, however, parents quickly realize something else: Activities can become expensive. Sports equipment, music lessons, art supplies, dance attire, and club or team costumes and trips don’t come cheap.

    If you’re concerned about your child’s extracurricular activities putting a dent in your budget, consider these tips:

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  3. Low-cost Ways to Transform a Child’s Room into a Teenager’s Room

    Teenager’s bedroomIf your child has his or her own bedroom, he or she eventually will outgrow its décor and style and ask for a change. Perhaps your son now wants to give away the fire trucks proudly displayed all around his room, or perhaps your daughter — who was once mesmerized by astronomy — now wants to trade her glow-in-the-dark wall decals for a Taylor Swift poster.

    When that time comes, and with a little imagination and creativity, you’ll find some relatively easy and inexpensive ways to transform your child’s room into a room fit for a teen.

    Here are some teenage bedroom ideas that can make both you and your child happy:

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  4. White House Website Teaches Kids About Money

    White House exteriorTeaching children about healthy financial practices can be a challenge. Although there are good ways to give children an incentive to save money, it can be much harder to explain the value of saving.

    Among the resources available to help parents with this task is “Money As You Grow,” a website created by the President’s Advisory Council on Financial Capability and launched by the White House in May 2012.

    The “Money As You Grow” website helps parents to teach financial literacy to their children. Written in easy-to-understand language, it seeks to remove some of the complications and unease that often surround money issues. The website has segments for five separate children’s age ranges: 3-5 years, 6-10 years, 11-13 years, 14-18 years and 18-plus years.

    Here are some of the money tips for kids and lessons that the “Money As You Grow” website offers:

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  5. Back-to-School Items You Shouldn’t Need to Buy New

    School supplies in backpackAs your son or daughter prepares for a new school year, you review the list of items needed. List in hand, you and your child head to the store to buy the back-to-school supplies, aware that the cost can add up quickly.

    To avoid excessive expense, it’s important to decide which items to buy and which can be reused. Here are some back-to-school supplies that you shouldn’t need to buy each year:

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