Skip to main content

Accident Protection Insurance Isn’t Just for Lumberjacks

1 min read
Accident Protection – Family talking on the front stoop

Accidents happen. And they’re even more likely to happen if you happen to be a lumberjack dealing with chainsaws and falling trees.

But you’re not a lumberjack, right? You’re a big fan of gravity, so rock climbing is not your kind of activity. You like dry land, so underwater cave exploration isn’t happening anytime soon. Odds are you like to play it safe most of the time.

Guess what? No matter how careful you are, if you’re age 25-34, you are 4.5 times more likely to pass away from an accident than from cancer. In fact, you’re in the age range where accidental death is your single greatest risk.*

Bottom line: Accident Protection is NOT just for the risk takers, the accident prone, or those who work in hazardous conditions.

Accident protection IS for people who want to protect their loved ones from the financial burdens of a serious and disabling injury, or unexpected death, as the result of an accident.

If you have Life Insurance, then Accident Protection can fill a gap by paying a cash benefit for a qualifying disabling injury. And if you don’t currently have a life insurance policy or if you don’t qualify for Life Insurance, then Accident Protection can offer valuable protection for a qualifying accidental death.

Gerber Life can help you prepare for the unexpected. If you’re aged 18-69, our Accident Protection insurance is easy to get, approval is guaranteed regardless of health, and it can cost as low as 17 cents per day**.

Not sure what’s right for you, Accident Protection or Life Insurance? Give us a call today at 1-866-674-3051 and we’ll help you navigate your options.

*Source: CDC: National Vital Statistics Report, Natural Center for Health Statistics. Vol. 70, No. 9, July 26, 2021 page 11 (2021).

**17?/day is the cost for a $50,000 policy with automatic payments.

Was this article helpful?
53%
47%
View All Life Insurance Basics Articles

Swipe to see our products & get a free quote

Term Life
Term Icon

Family Plan Term Life Insurance

Adults 18-70

Flexible coverage at a price that’s right for you.

Whole Life
Whole Icon

Family Plan Whole Life Insurance

Adults 18-70

Keep it for life and build cash value.

Guaranteed Life
Guaranteed Icon

Guaranteed Life Insurance

Adults 50-80

Coverage for adults between 50 and 80 years old.

Accident Protection
Accident Icon

Accident Protection

Adults 18-69

Help protect loved ones without busting your budget.

Grow-Up
Grow-Up Icon

Grow-Up® Plan

Children 14 and under

Valuable protection that grows with your little one.

College Plan
College Icon

Gerber Life Insurance College Plan

Children 18 and under

Safe, secure and easy way to help pay for college.

Term Icon

Family Plan Term Life Insurance

QO Term Life Hero Image
Peace of mind for the next 10, 20 or 30 years with protection up to $2,000,000.

That’s what our Family Plan Term Life Insurance offers. It’s not just about you, it’s about your family too. Our plan gives you the flexibility to cover not only yourself, but also your spouse and kids. The best part? Your premiums stay the same, as long as they’re paid.

Whole Icon

Family Plan Whole Life Insurance

QO Whole Life Hero Image
A plan that grows with you, building cash value over time!

Our Family Plan Whole Life Insurance offers lifelong protection and the comfort of a premium rate that’s locked in (as long as you keep up with the payments). But that’s not all – you have the option to include your spouse and kids too! Now, that’s what we call “a lifetime of love and protection!”

Guaranteed Icon

Guaranteed Life Insurance

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Let us customize a Guaranteed Life Insurance quote just for you.

* Indicates required field

Still want to learn more, view our product page for more information.

Accident Icon

Accident Protection

Get a free instant quote

Your quote

spinner sprite icon

Get a Free Quote

Just enter the state you live in to get an instant quote.

* Indicates required field

Still want to learn more, view our product page for more information.

Grow-Up Icon

Grow-Up® Plan

Get a free instant quote

Your quote

spinner sprite icon

Get Your Free Quote Now

See how little it costs to help protect your child

* Indicates required field

Still want to learn more, view our product page for more information.

College Icon

Gerber Life Insurance College Plan

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Tell us about yourself, and we'll customize a plan just for you:

Child's Age *
Relationship to Child *
Your Age *

* Indicates required field

Still want to learn more, view our product page for more information.

We’d like to notify you about updates, videos, new products and more.

Notifications can be turned off at any time in your browser settings.