Skip to main content

Why Guaranteed Life Can Be Right for Seniors and Grandparents

2 min read
Guaranteed Life – Grandmother with her grandchild

As a grandparent, you’ve probably started thinking about your financial future and the legacy you want to leave for your loved ones. It can be overwhelming to plan for something so important, especially when you’re busy juggling your own expenses in retirement. But we’re here to help make it easier with Guaranteed Life Insurance.

Guaranteed Life Insurance is for seniors and almost seniors, people ages 50+1. It helps protect you and your family from those scary uncertainties – things like costly medical bills or burial expenses. It can be hard to talk about with your loved ones, but many grandparents get a huge sense of relief knowing they have a plan.

Here are just a few reasons why this policy is perfect for grandparents:

  1. It helps you look out for your loved ones. If you have family members who depend on you financially, your Guaranteed Life Insurance Policy can help pay outstanding medical bills or debt that may be left behind.
  2. It’s a way to cover final expenses. A common misconception is that Social Security will provide adequate coverage for any final expenses. Unfortunately, this is not the case. In fact, social Security will only pay $225, and that’s if you qualify. Guaranteed Life from Gerber Life can be an easy and effective way to keep these costs from becoming a burden on your family.
  3. It's easy to apply. If you’re age 50+, your acceptance is guaranteed regardless of health1. That means no medical exams or health questionnaires involved.

Every grandparent hopes to protect their family from any sort of debt, and Guaranteed Life can help provide that priceless peace of mind.

No one can cancel this plan except you, and under current Federal law, Guaranteed Life Insurance benefits are not subject to Federal tax if paid to a named beneficiary.

Why not get started on a better, more secure future today? Call 1-866-503-4481 right now and begin your application!

1 To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.

2 For applicants age 50-80 (50-75 in New York) who die (for any reason other than an accident as defined in the policy) within the first two years of coverage, the death benefit will equal 110% of earned premiums. The full death benefit amount is only payable after the first two years of coverage (one year in North Dakota).

Was this article helpful?
50%
50%
View All Adult Life Insurance Articles

Swipe to see our products & get a free quote

Term Life
Term Icon

Family Plan Term Life Insurance

Adults 18-70

Flexible coverage at a price that’s right for you.

Whole Life
Whole Icon

Family Plan Whole Life Insurance

Adults 18-70

Keep it for life and build cash value.

Guaranteed Life
Guaranteed Icon

Guaranteed Life Insurance

Adults 50-80

Coverage for adults between 50 and 80 years old.

Accident Protection
Accident Icon

Accident Protection

Adults 18-69

Help protect loved ones without busting your budget.

Grow-Up
Grow-Up Icon

Grow-Up® Plan

Children 14 and under

Valuable protection that grows with your little one.

College Plan
College Icon

Gerber Life Insurance College Plan

Children 18 and under

Safe, secure and easy way to help pay for college.

Term Icon

Family Plan Term Life Insurance

QO Term Life Hero Image
Peace of mind for the next 10, 20 or 30 years with protection up to $2,000,000.

That’s what our Family Plan Term Life Insurance offers. It’s not just about you, it’s about your family too. Our plan gives you the flexibility to cover not only yourself, but also your spouse and kids. The best part? Your premiums stay the same, as long as they’re paid.

Whole Icon

Family Plan Whole Life Insurance

QO Whole Life Hero Image
A plan that grows with you, building cash value over time!

Our Family Plan Whole Life Insurance offers lifelong protection and the comfort of a premium rate that’s locked in (as long as you keep up with the payments). But that’s not all – you have the option to include your spouse and kids too! Now, that’s what we call “a lifetime of love and protection!”

Guaranteed Icon

Guaranteed Life Insurance

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Let us customize a Guaranteed Life Insurance quote just for you.

* Indicates required field

Still want to learn more, view our product page for more information.

Accident Icon

Accident Protection

Get a free instant quote

Your quote

spinner sprite icon

Get a Free Quote

Just enter the state you live in to get an instant quote.

* Indicates required field

Still want to learn more, view our product page for more information.

Grow-Up Icon

Grow-Up® Plan

Get a free instant quote

Your quote

spinner sprite icon

Get Your Free Quote Now

See how little it costs to help protect your child

* Indicates required field

Still want to learn more, view our product page for more information.

College Icon

Gerber Life Insurance College Plan

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Tell us about yourself, and we'll customize a plan just for you:

Child's Age *
Relationship to Child *
Your Age *

* Indicates required field

Still want to learn more, view our product page for more information.

We’d like to notify you about updates, videos, new products and more.

Notifications can be turned off at any time in your browser settings.