True or False: Younger adults don’t need life insurance.
To assume that you only need life insurance when you’re older is not only incorrect; it also could leave you worse off in the long run.
If you’re in your 20’s and 30’s, you’ve probably got a lot on your mind other than life insurance. Maybe you want to get additional education. Or buy a house. Or start a family.
As you go after any of those big goals, remember:
The smartest move you can make is being proactive about your financial future.
So, what does that mean?
Well, just like it’s smart at a young age to think about investments and saving for retirement, you should also consider buying life insurance to better protect your family or loved ones should the unthinkable happen to you.
For example, by buying a Gerber Life Whole Life policy now, you can lock in a lower premium rate while you’re young and healthy. (As you get older, life insurance generally becomes more expensive.) With our Whole Life insurance plan, your premium rate will lock in and never increase and your policy will never expire, as long as you pay your monthly premium.
Also, keep in mind that one of the benefits of whole life insurance is that it builds cash value over time. That’s because each time you pay your premium, Gerber Life sets aside a small amount toward your policy’s cash value. So if you ever have an unexpected expense or financial emergency, you could borrow against the available cash value of your policy.* You’ll be covered for today and tomorrow with a Whole Life insurance policy.
Lots of younger adults are surprised to find out how affordable it can be to own a life insurance policy. Imagine how gratifying it is to help safeguard your family’s financial future – and for less than the cost of a typical monthly phone bill.
It’s unrealistic to think that life insurance is only for older people. In our complex and changing world, whole life insurance can give you the added protection and confidence you deserve.
Don’t delay in taking this step to increase your family’s financial security. Apply online today, or call us at 1-800-425-7542 and one of our knowledgeable and friendly representatives will help you find the best life insurance policy for your needs.
*As long as premiums are paid. Policy loan interest rate is 8%.