Is Term Life Right for Your Family?

Term Life Insurance – Family laughing together at dinner

Term life coverage is a great option for anyone searching for an affordable and flexible life insurance policy. To see if this coverage is right for you, check out these top three benefits:  

Peace of mind at an affordable price

If you’re on a tight budget, you may be interested in the flexibility of a term life insurance policy. It covers you for a pre-selected amount of time, called a “term,” and you can select the length of the term based on what you can afford. It also tends to be more affordable than some of the other life insurance options. Whole life insurance, for example, has the benefit of accumulating cash value over time but usually comes with higher premiums.

To give you an idea of cost, a $25,000, 20-year Gerber Life Term Life Plan can cost as little as $9.60 a month for a female 18 to 32 years old. That’s less than a Friday lunch out with friends! Prefer to pay by automatic withdrawal from your checking or savings account? You’ll get a discount.

Life insurance protection for as long as you need

When looking for life insurance coverage, there is no “one size fits all” approach. That’s why a term life insurance policy lets you choose your own coverage period. Young family? You may need coverage now and until your children reach adulthood. Or, maybe you need a lower premium rate until you feel financially confident to switch to whole life insurance coverage.

With term life coverage options generally offered in 10-, 15-, 20- or 30-year terms, it’s easy to choose the best policy for your needs. 

Quick and simple application process

Securing term life coverage for you and your family is easy. To get started, simply get an online quote from Gerber Life and you can complete an application in minutes. There’s no need for a medical exam in most cases. Just answer a few health questions. Or contact a helpful and friendly Gerber Life representative at 1-866-503-4480 for more information or to begin an application by phone.

From start to finish, our team is here to answer any questions and to match you with affordable, quality coverage, without hassle – so that you can get back to living your life.

"When looking for life insurance coverage, there is no “one size fits all” approach."

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