The Gerber Life Parenting Blog

Facts About Gerber Life Accident Protection Insurance

August 28, 2015

Father and son working on houseNo matter how healthy or safe you think you are, there’s no telling when an accident might occur. When accidents do happen, they often can lead to financial hardship for the people who were disabled, or for the loved ones left behind by a person who didn’t survive.

That’s why accident protection insurance can be a big help.

For example, Gerber Life Accident Protection¹ insurance is a affordable way to provide a financial safety net 24/7 – as well as greater peace of mind for the whole family – in the event of covered disabling injuries or accidental death. A $50,000 policy costs $5.23 per month. For as long as you own the policy, your monthly premium will never increase and your benefit amount will never be reduced.

You can choose a coverage amount from $25,000 to $100,000. Coverage starts as soon as your first payment is received.

Importantly, there are no health questions or medical exam, and you’ll have guaranteed approval – you can’t be turned down. As long as you are 19 to 69 years old, you are automatically pre-approved. In addition, your spouse’s coverage also is guaranteed, up to a combined total of $200,000 for the two of you.

Applying for the Gerber Life Accident Protection policy is quick and easy, and can be done online, by phone or mail.

 

¹ Policy Form Series ACC-911

Requirements vary somewhat in CA, FL, IA, MD, NH, OH, OR, RI, TX and VA.
Not available in MA, OK, PA and WA

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