Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. Video: Who Needs Life Insurance?

    Video screenshotLife can be unpredictable. That’s part of what makes it so beautiful. Not knowing what lies around the corner can sometimes be scary, but with life insurance protection you can rest assured that no matter what the future brings, your loved ones have greater financial protection.

    Who needs life insurance? People who have loved ones who depend on them financially should consider getting coverage. Life insurance can give you the peace of mind of knowing that your loved ones will have financial protection should the unthinkable happen to you.

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  2. Do You Need Accident Protection Insurance?

    Ambulance lightsAccidents by their very nature are unexpected and unintentional. When incidents result in injury or worse, the costs associated can often exceed a family’s income. That’s why it’s so important to have some kind of protection in case the unexpected should occur. Accident protection insurance can provide a financial safety net against accidental death or a disabling injury, helping you and your loved ones to pay for out-of-pocket medical expenses, lost wages, and other costs.

    Do you need accident protection insurance? What’s the difference between accident protection insurance and life insurance? Here are some considerations:

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  3. Why Stay-at-Home Parents Need Life Insurance

    Woman doing laundryDoes a stay-at-home parent need life insurance since he or she technically doesn’t contribute to the household income? The answer is yes.

    Why? Because, should the unthinkable happen to the stay-at-home parent, the other parent – the primary or sole breadwinner of your household – would have to continue working to support the family and also pay other expenses, such as childcare, to replace your at-home contributions to the family.

    The work contribution of a stay-at-home parent should never be discounted when determining life insurance coverage. It’s also not a question of “if” a stay-at-home parent should have as much, or more, or less, life insurance coverage as a working parent. Instead, determine the need for life insurance for a stay-at-home parent based on his or her contributions to your household.

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  4. Why I Bought Life Insurance From Gerber Life

    Gerber Life employee testimonialsIf you’re researching life insurance online, you won’t have to look very hard to find a list of the key benefits – from building cash value over time to providing your family with protection should the unthinkable happen. While those are both valid reasons, we don’t want to be just another life insurance company that tells you why you should buy life insurance. We believe that, much like everything else in life, actions speak louder than words.

    That’s why we spoke to several of our employees, who don’t just pitch customers on the value of Gerber Life’s products from a sales perspective. They’ve experienced it first-hand as customers themselves.

    Read on to hear why they chose to buy life insurance from Gerber Life to protect their own families and loved ones. (You may want to go ahead and get a tissue ready … or maybe even a small mop.)

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  5. Dispelling the Confusion About Children’s Life Insurance

    Gerber Life Halloween video storybookGerber Life treats you to a fun storybook for Halloween

    It was All Hallows’ Eve and the witches, vampires, ghosts, and other Scare-makers of Salem gathered together to plan their greatest scare…but ended up taking on their greatest fear: buying life insurance.

    Follow Clair the Good Witch as she dispels common misconceptions that her Scare-maker friends have about children’s life insurance. Along the way, you’ll gain insight into the Gerber Life Grow-Up® Plan1, a children’s whole life insurance policy that your child can keep as an adult, for up to a lifetime.

    Ready to watch Clair lift the spell of confusion? Let’s peek in on that moonlit Halloween night…