Insurance for Families

Things to consider when choosing life insurance

With the many options available for family life insurance you may need someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to answering your questions about life insurance.

  1. Celebrating 50 Years of Protecting Families

    Every day with your family is a chance to create beautiful memories. Your kids get older. They reach new and big milestones. They make you laugh. Or, maybe you’re a grandparent enjoying a new generation of family fun.

    These moments are worth celebrating and, more importantly, worth protecting. That’s why Gerber Life Insurance has had the same mission for 50 years: to help parents achieve greater financial security and protection for their families.

     

    We believe that everyone should have the life insurance coverage they desire and need, even young families on a limited budget, and we offer insurance products for people at every age and stage of life, from infancy onward.

     

    Our quality and affordable family life insurance policies have been giving our customers comfort and peace of mind since 1967. As we mark our 50-Year Anniversary, we’re proud to have earned a reputation for dependability along the way.

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  2. How to Help Make Sure That Your Family is Protected Financially

    Father and daughter under umbrellaThe terms “financial security” and “financial protection” can have different meanings for different people. Think about your own family’s situation. If the income of your household’s breadwinner unexpectedly were to cease, what would be the impact? Would there be enough money to cover your family’s basic expenses? What about additional expenses?

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  3. How to Make Way for Life Insurance in Your Family Budget

    Dad calculating family budgetWhen creating a household budget, we all need to account for many kinds of expenses. According to the Economic Policy Institute (EPI), they include:

    • Housing
    • Food
    • Child care
    • Transportation
    • Health care
    • Taxes
    • Other necessities

    Another important item that should be on the list is life insurance. How to find the money to do so when creating a family budget?

  4. What Every Millennial Should Know About Life Insurance

    Group of Millennials taking a photoIf you are in your 20s or 30s, you may not spend much time thinking about life insurance, but – surprise – maybe you should. Read on to find out why now is the right time to investigate life insurance.

    As a rule of thumb, if you have loved ones who depend on you financially, or who could be affected financially in one way or another if you were no longer here, you should consider getting a life insurance policy, even a small one.

  5. How To Decide Which Term Life Policy Duration is Right for Your Family

    Close-up of familyTerm life insurance is a popular insurance option because of its affordability and flexible coverage periods or “terms.” Policies such as the Gerber Life Simplified Term Life Plan1 offer coverage periods of 10, 15, 20, and 30 years. In most cases, the shorter the duration of the term, the less costly the premium rate. The monthly premium, however, should not be the only consideration when selecting policy duration.

    How do you choose which term life policy duration best fits your needs? In the most basic sense, it depends on how long you want to have the coverage, but there can be many factors that influence a decision.

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